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blobby

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Post by blobby » Sat Nov 26, 2011 4:18 pm
It's great ot read messages like this... we are in month 1 of our IVA and juat getting to grips with the best way to budget. xx
 
 

Ivaniva

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Post by Ivaniva » Sat Nov 26, 2011 5:12 pm
Well done.
I'm nearly there but I know what you mean about budgeting.
I find it really hurts me to spend too much for anything.
When I see credit cards advertised now at "only 20% APR" I am horrified. Yet that was what I was paying (and more!) no so long ago.
Only 5 days to go and counting!
Final payment made Dec 2011.
Certificate of Completion arrived 26th Sept 2012
 
 

Janey

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Post by Janey » Sat Nov 26, 2011 5:47 pm
Thank you for all of your kind words. Whoever, says that IVA's are an easy option are wrong, it is hard and part of me thinks rightly so but they are a way of been able to wipe your debt slate clean whilst paying what you can realistically afford.

Finally just want to wish everyone well on their own personal journey.[:)]
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