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peterpan

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Post by peterpan » Mon Mar 30, 2009 7:15 pm
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after much advice from many companys i have decided to go for debt management plan for now, looking to go into an iva when i sort my life out because my outgoings are totally different every month at the moment. i have preety much decided to go with payplan, but before i commit to them i wwould like to know other peoples views on this company good and bad experiences please! thanks everyone for all the help and advice so far
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kallis3

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Post by kallis3 » Mon Mar 30, 2009 7:20 pm
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Hi, I can't comment on what they are like with a DMP as I didn't do one with them, but my IVA is with them and I am almost 12 months in and so far have only had positive experiences with them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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David Mond

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Post by David Mond » Mon Mar 30, 2009 7:25 pm
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Why don't you visit www.iva.com and see also those IVA companies that offer DMP's as well. Select reviews of one or two before you decide.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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todd71

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Post by todd71 » Mon Mar 30, 2009 7:48 pm
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Hi

I am with Payplan been with them 24 months as per others never had a problem,

Good Luck

TODD
tsweeney
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dcl

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Post by dcl » Mon Mar 30, 2009 8:09 pm
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I was with payplan for the 5 years of my IVA and they have been great. My partner was also in a DMP with them and they were always prompt in replying to any queries and helpful throughout and ensured that he didn't have to deal with any creditors himself.
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keh

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Post by keh » Mon Mar 30, 2009 8:14 pm
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How long will your DMP run for?

If you think an iva over 5 years may be to expensive the enquire about doing it over 6 years and reduce the payments
Keith

The long and winding road will straighten out eventually....keep the faith
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EskimoLou

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Post by EskimoLou » Mon Mar 30, 2009 8:50 pm
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I'm with Payplan for my IVA, my Mom is with them for a DMP, both have only had good experiences so far, my Mom has been with them for 2 years,my IVA was accepted 2 weeks ago
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peterpan

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Post by peterpan » Mon Mar 30, 2009 9:15 pm
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the dmp is 17 years or something stupid like that, its only a short term plan to get my payments down cause me and my partner have just split up, and i want to get sorted out knowing exactly what my outgoings (csa etc) are before i commit to an iva. thanks again everyone
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David Mond

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Post by David Mond » Tue Mar 31, 2009 2:41 am
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Gotcha Peterpan - sort out what your commitments are likely to be then swap to an IVA as 17 years is really not on for a DMP!
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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kallis3

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Post by kallis3 » Tue Mar 31, 2009 10:52 am
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Good idea to get yourself sorted peterpan. It's a bit of breathing space while you get your head together.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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