living with my shame and stupidity

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Pennyless

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Post by Pennyless » Mon Sep 14, 2009 1:15 pm
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NA70 thanks for sharing that info regarding your creditors. Its good to see how each Company deals with the situation.

Good luck for the 16th I am also with Melanies team.

I think your concern and worrying over the Creditors Meeting is something that comes naturally to us all at sometime or another and I know how you feel about thinking your helpless, but one things for certain...you are certainly on the right road!
I came into this world with nothing and still have most of it left!
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Shining

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Post by Shining » Mon Sep 14, 2009 6:06 pm
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Good luck for Wednesday, hope it all goes well for you and we'll be looking out for your positive post to let us know your outcome.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Skippy

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Post by Skippy » Mon Sep 14, 2009 7:57 pm
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Good luck for Wednesday, I hope you get the positive result that you deserve x
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pog1234

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Post by pog1234 » Tue Sep 15, 2009 9:44 pm
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best of luck for tommorow pls let us know how you get on x
Gosh.....life is so much easier!
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na70

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Post by na70 » Wed Sep 16, 2009 10:32 am
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i'll keep this simple :- IVA accepted!!!

six and a half weeks from making contact with melanie via email late one sunday eveing i now get a chance to move on with my life.


i really cannot express enough my appreciation to Melanie Giles and her team of Tina Shortland,Angela Smith and Claire Jackson for their understanding sympathetic nature,advice and support. also i'm sure there are many folks behind the scenes who worked on my behalf that i never got an oportunity to speak with and my appreciation to you folks also.

if im really honest i didnt expect my Iva would be accepted due to me being pessimistic because of the hands life has dealt me lately.

throughout the process Melanie has been 100% positive and im forever in her debt for what she has achieved for me.
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Wed Sep 16, 2009 10:35 am
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Hi na70

Congratulations and well done. You are in good hands with Melanie and her team who also deserve kudos for a job well done.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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Debtwitch

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Post by Debtwitch » Wed Sep 16, 2009 10:35 am
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Congratulations na70 and well done to Melanie and her team.
Kind regards,

Angela Rosler
Insolvency Manager

Helping people with their debt problems for nearly 10 years.

Contact me directly for free, impartial, confidential help and guidance.
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Cath

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Post by Cath » Wed Sep 16, 2009 10:35 am
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Fantastic news xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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Michael Peoples

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Post by Michael Peoples » Wed Sep 16, 2009 10:49 am
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Well done all round. Hopefully a little celebration tonight.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Skippy

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Post by Skippy » Wed Sep 16, 2009 11:10 am
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Congratulations Neil, I'm really pleased for you x
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Max

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Post by Max » Wed Sep 16, 2009 11:12 am
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Congratulations to all involved from both of us hereJ
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kallis3

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Post by kallis3 » Wed Sep 16, 2009 11:38 am
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Well done from me as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Pennyless

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Post by Pennyless » Wed Sep 16, 2009 11:53 am
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NA70.....fantastic...and all under 7 weeks.

Truly happy for you. Now on the road to becoming debt free.....well done to both you and Melanies team!
I came into this world with nothing and still have most of it left!
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na70

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Post by na70 » Wed Sep 16, 2009 12:33 pm
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thanks everyone,truly is a massive relief.

the friendship and support here is second to none,you all helped me through some tough times.
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MelanieGiles

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Post by MelanieGiles » Wed Sep 16, 2009 9:46 pm
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It is just great news for you Neil, as I know how much this means to you, and please stick around to give advise to other and newer forum members, given that you have truly benefitted from the advice and knowledge others have shared with you. This site is truly amazing!
Regards, Melanie Giles, Insolvency Practitioner
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