Ashb- two suggestions ! Yorkshire building society offer a cash transactor account (savings account with interest and ATM ) the account offers DD/SO facility ) and what about a prepaid card for business and spending ??
I know ashb !! perhaps i was was lucky (if you can be with an IVA) as i started/finished mine 1999/2002 - then even after this i had access to mortgages /bank account without problems - No PPI issues !! -- how things have changed
well I shall look for plan B as I do most of my banking on line I dont need a branch near me so I am calling metro bank to see if they take on new accounts with IVA if they do I am jumping ship before Loyds push me
Just called Metro Bank They can do a basic account but that does not allow SO or DD. They informed me that I should go in to the bank and go through the process then they will do a credit check! I said that I would fail becuase I was in a IVA, but she said if I went through the screening it would provide them with information to see what type of account they could offer, seems a bit of a dead end and the outcome is already known but I may pop in, they were very kind and understanding on the phone though
Great! I've been banking with Lloyds (silver account with a £9.95 fee) since just before I entered the IVA, my husbands wages go in this account & all our bills go out of this account, with only 3/4 months left to go, I'm at a loss what to do?! We have never gone over drawn & ran the account to a T.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
I opened a basic account with Lloyds TSB just prior to my IVA starting and I've never had any problems with it - there was one occasion when they could have charged me £12 but said in light of the fact I'd never been overdrawn before (and it was only for 24 hours by a couple of pounds) they wouldn't charge me.
As I'm over 2/3rds of the way through my IVA and would prefer to avoid the hassle of having to find a new account I'm just going to see if I hear from them, certainly not going to actively contact them to draw attention to the fact I'm in an IVA.
I am going to open a cash minder with the co op but will have to do it over the phone & need the hubby here as Lloyds have his wages going in, we have to tell his work before the 1st of the month... Is there anything we can open online?
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
