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Beans on Toast

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Post by Beans on Toast » Fri Apr 15, 2011 12:06 pm
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Hi everyone, hope you're all coping well and sorry for not posting for so long. I do look in regularly but never seem to get the time to post anymore. The experts and mentors are doing a great job and I can see the by the number of new members how busy it is now on the IVA front.

We are just in the middle of our 3rd review and without tempting fate, things are going ok. Like everyone else, the fuel prices have hit us along with the increase in food bills but we are still keeping our heads above water and plodding on.

Hopefully we will manage to get back to some sort of regular posting and for all of you just starting out ...... yes, the first year is terrifying but it does get easier if you stick to your budget and be prepared to make some sacrifices.

Wishing you all the very best - BOT
IVA completed April 2013
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kallis3

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Post by kallis3 » Fri Apr 15, 2011 12:12 pm
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Hi BOT, welcome back. Hope you are all ok.

Sounds as though your IVA is still going ok and fingers crossed that it continues to do so - know what you mean about the fuel though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Tina Shortland

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Post by Tina Shortland » Fri Apr 15, 2011 5:52 pm
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Nice to see you back BOT and thanks for thinking of us and everyone out there embarking on the same journey you did all those years ago.

Look forward to hearing from you again soon and hope the remainder of your IVA goes well.

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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plasticdaft

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Post by plasticdaft » Fri Apr 15, 2011 7:05 pm
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Even BOT has gone up in price!! Glad things are trotting along well for you,well on the downhill stretch now.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Skippy

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Post by Skippy » Fri Apr 15, 2011 7:09 pm
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It's good to hear from you BOT and I'm glad that things are still going well for you x
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Shining

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Post by Shining » Fri Apr 15, 2011 7:54 pm
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I agree it's good to hear from you BOT, glad things are looking good for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MrsKnight

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Post by MrsKnight » Sat Apr 16, 2011 10:53 am
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Hi BOT & welcome back!

We are at similar stages in our IVAs & I totally agree the first year is the hardest, but it does fly by after that!

Glad you are doing well in your IVA x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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Julie

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Post by Julie » Sat Apr 16, 2011 9:11 pm
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Great to hear from you BOT, good luck with the review and please keep posting xx
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