I can remember trying to screw up my courage to tell my mum I was going into an IVA - when I told her she was fine, she took it much better than I thought she would. I then had to screw up the courage to tell her I was going BR, and again she was fine - she said oh well, everyone's doing it!
I don't think there is ever a good time to tell family etc about your problems. I think you will just have to take a deep breath and tell them. I am sure they will be very supportive of you.
Once you tell them, you will feel so much better as it will have been on your mind constantly. I know how you feel. I was the same with my hubby, but after the initial bit of shouting, we sorted ourselves out, and I believe we are stronger for it.
Br seems to be the best solution for you, so go for it.
Best of luck, let us know how you get on.
Big hug for when you tell everyone.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Kallis. I have support from my two best friends and they will be there with me to the end. So i always have someone to cry to and get a hug from. Worst of all i really think it wil be over with my b/f but i only have myself to blaime.
If he's the right one for you, he'll stick by you. If not, then Mr Right is out there somewhere and won't care about your financial situation, he'll love you for who you are.
We already have one poster who has found her soulmate since going IVA, and they are getting married next year!
At least you have your friends to fall back on, which a lot of people on here don't have.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
An interesting fact is that most debtors wish to pay as much as they possibly can to their creditors and are not looking for a quick exit. Whether they can afford to do this or not does depend on their DI and whether they feel morally bound to do so. An IVA is much harder than Bankruptcy but it does create a period of time when the debtor keeps to a budget which helps them out in future life free of onerous debt. Good luck.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Well I told my b/f last night. All I have to say is I feel like I am a very lucky person to have such a wonderful and amazing boyfriend. A huge weight has been lifted off me. Next hurdle is my parents
I knew that he would be sympathetic - they usually are!! You are a lucky girl, and good luck for the chat with your parents, where I am sure you will gain the same response.
Just wanted to say i felt the same about my parents and was really scared but i did tell them in the end and they were really supportive. They was proud of the fact that i was sorting it out myself
Good news about the boyfriend, I am so happy for you. I'm sure your parents will be ok as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Viki he is a great b/f - the thought of not having him was just awful. I think i am going for BR rather than an IVA but melanie's team gave me great advice at the start,
Jan - thanks for your support x
