Meash any news yet

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plasticdaft

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Post by plasticdaft » Mon Aug 11, 2008 3:29 pm
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any news yet,I am running out of fingernails???
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Mon Aug 11, 2008 4:40 pm
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I'll bump this back up in case Meash is looking in.

Down to the knuckles yet plastic?[:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Meash

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Post by Meash » Mon Aug 11, 2008 5:30 pm
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Yes just posted. NR have rejected so it fails as they are the biggest creditor. I am in bits to say the least
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Viki.W

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Post by Viki.W » Mon Aug 11, 2008 5:35 pm
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Oh no, I'm so sorry. What are you going to do?
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Meash

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Post by Meash » Mon Aug 11, 2008 5:38 pm
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No idea yet. NR haven't given a reason so my IP is trying to find out to try and counter it. Everyone else accepted. Then I guess BR is the only route left open to me?
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Viki.W

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Post by Viki.W » Mon Aug 11, 2008 5:41 pm
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Meash, how much equity is in your house? Do you have anyone who can buy out the benificial interest?
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Meash

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Post by Meash » Mon Aug 11, 2008 5:45 pm
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Very little equity, prob only about 10K and I owe 90!!!
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Viki.W

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Post by Viki.W » Mon Aug 11, 2008 5:49 pm
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If you go BR then you can keep your house if you can get a family member or friend to buy out the equity. Is that a possibility? If it is then BR won't be so bad for you. Do you have any other assets that maybe at risk? Is your job going to be at risk? If "no" to both of them then there may be a way forward for you.
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Meash

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Post by Meash » Mon Aug 11, 2008 6:07 pm
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I don't know at present. We have no other assets of worth but don't know if my job will be affected. I am a sales manager and need to have a company credit card......not sure if this is allowed or not. If not then I may lose my job as i cannot funtion without it.
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Viki.W

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Post by Viki.W » Mon Aug 11, 2008 6:11 pm
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A company credit card is ok as the company are the one that pay for it so I wouldn't worry about that. Have a read of your employment terms and conditions and maybe call HR dept anonymously to ask but I can't see that your job would be affected. Please hang in there for an expert to help you Meash, your IP will also help I'm sure. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Abby

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Post by Abby » Mon Aug 11, 2008 6:15 pm
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meash
i am so sorry your iva was rejected, we have northern rock as one of our creditors so its a real worry. could you not try a dmp before looking at br [:(]x
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plasticdaft

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Post by plasticdaft » Mon Aug 11, 2008 6:15 pm
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Ack no Meash. Thats not so good. Dont give up just yet,NR may just be trying to play hardball and looking to get you to up your payments,or increase the length of the iva.

What company did you use??
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Meash

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Post by Meash » Mon Aug 11, 2008 6:28 pm
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Varden Nuttall. Anyone hear of them?
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plasticdaft

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Post by plasticdaft » Mon Aug 11, 2008 6:38 pm
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Not heard of them,but that doesnt mean anything. Did you speak to more than 1 company??
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Meash

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Post by Meash » Mon Aug 11, 2008 6:57 pm
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Unfortunately I found this forum too late to follow that brilliant bit of advise. I literally snapped off the hand of the first person I thought could help me. Hindsight what a wonderful thing that is. I would have loved to have Melanie's advise.
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