Meeting Aranged!!!!!

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jamster247

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Post by jamster247 » Wed Nov 14, 2012 12:50 pm
for the 29th at 11.00 am so nervous,i have been told i have to be on the phone encase they want to ask me questions is this normal?

am with kingsgate
 
 

MrsR

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Post by MrsR » Wed Nov 14, 2012 1:06 pm
Hiya,

Every IP company expects you to be available if case they need to discuss and modifications etc, and some ask you to expect a call and some will email that you need to reply to.

This is perfectly normal though !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
 
 

andyflincs

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Post by andyflincs » Wed Nov 14, 2012 2:11 pm
Hi, I had mine yesterday, it's perfectly normal, what it does mean is that you can hopefully get closure on the day, if there are any questions, meaning the weight is lifted off your shoulders. I took the morning off work and enjoyed the extra cup of tea. Good Luck to you.
 
 

Niobe

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Post by Niobe » Wed Nov 14, 2012 2:27 pm
jamster - you will be fine.

You will be expected to be on the end of the phone so that if there are any modifications then you can be asked about them and of course you want to find out that you've been accepted!!
 
 

GilliB

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Post by GilliB » Wed Nov 14, 2012 6:08 pm
Hi jamster247. Welcome to the forum. As said, it is normal. Not too long to wait now, so try and hold your nerve - it's more likely than not that it will be a positive outcome. Please let us know how it goes. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
 
 

Foggy

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Post by Foggy » Wed Nov 14, 2012 6:12 pm
Nothing at all to worry about, as said above, you might need to agree some modifications. These days they are generally about fees and need not overly concern us, but occasionally they will query an expense.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

MikeyM

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Post by MikeyM » Wed Nov 14, 2012 6:36 pm
Good luck jamster. My wife and me had our meeting this morning. I got a call to tell me they had been accpeted subject to a few modifications which I had to discuss with my IP. Dead easy really.
 
 

MelanieGiles

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Post by MelanieGiles » Wed Nov 14, 2012 8:04 pm
Good luck with your application and make sure you let us all know of the outcome.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Shining

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Post by Shining » Wed Nov 14, 2012 9:33 pm
Good luck from myself too x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kazzafunk

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Post by kazzafunk » Wed Nov 14, 2012 11:04 pm
Good luck from me.

Congrats Mikey M!!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

Struzzo39

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Post by Struzzo39 » Thu Nov 15, 2012 7:28 am
Good luck from us . Fab news Mikey
Steven & Debbie
 
 

jamster247

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Post by jamster247 » Fri Nov 16, 2012 3:31 pm
thanks everyone, also on one note if it is acepted how do you pay into iva, direct debit?
 
 

Niobe

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Post by Niobe » Fri Nov 16, 2012 4:19 pm
It depends. Some do DD and,others,standing orders. Your IP will let you know.
 
 

Michael Peoples

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Post by Michael Peoples » Fri Nov 16, 2012 4:20 pm
We prefer direct debits but take cheques, debit card payments and standing orders if this is easier for the client.

We did once have a client who wanted to pay using a credit card he had not told us about but he was given short shrift!
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 16, 2012 6:12 pm
We don't do direct debits, as we like our clients to remain in control of their money rather than the other way round. But we insist on standing orders - however a few self-employed clients like to pay by cheque.

I did have a disgruntled client once turn up at the office with a wheelbarrow of bags of 2p pieces to pay £200 of arrears on his account which he was disputing!
Regards, Melanie Giles, Insolvency Practitioner
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