Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Keep trying - someone has to pick up the phone at some point.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You poor thing Roma, you really don't need this extra stress. I think it's quite poor that no one is keeping you up to date with what's happening. If you still have no joy it might be worth giving VB a call and asking them to chase your IP for you x
They told me: We still waiting for a answer and the system is now ok so we call you back in 1 hour time
I ask how its look: good or no. And she said: That everything looks ok and there is nothing to worry about. I still have hope.
If it's all looking good then why can't they give you an answer?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The creditors send in their votes just saying yes or no, sometimes some don't bother to vote but they are still included when it is approved.
There might be some modifications asked for but this usually just involves the IP fees and doesn't concern you at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You need 75% by value of the creditors that vote on the day to agree. As long as that happens the IVA is approved and all creditors are bound by it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk