Melaine - Please help.

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james.c

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Post by james.c » Tue Jul 01, 2008 12:32 pm
With regards to my F and F i just got the e-mail below back from Accuma -

Thank you for the info you have requested below, however upon conducting my review it has come to my attention one of your modification put forward by your creditors and accepted by yourself forbids me to put forward a variation in the first 24 months of your IVA (copy below)



(xx)
There shall be no variation made in respect of an early settlement within the first 24 months.




Do not hesitate to email me back if you have any other quires



Regards,

Hayley Salt

is their anything i can do?
 
 

MelanieGiles

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Post by MelanieGiles » Tue Jul 01, 2008 12:33 pm
Ask them to put forward a modification in the variation removing that clause. I have it on very good authority from a leading personal insolvency lawyer and District Judge, that this modification is illegal as it seeks to overturn statute. I would be happy to put your IP in touch with said lawyer if this would help.
Regards, Melanie Giles, Insolvency Practitioner
 
 

james.c

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Post by james.c » Tue Jul 01, 2008 12:40 pm
Thank you Melaine

I have e-mailed accuma, i will let you know their response.

Regards
 
 

james.c

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Post by james.c » Tue Jul 01, 2008 2:27 pm
Hi Melaine

Matthew Frayne from Accuma as e-mailed me and i understand you know each other and he speaks well.

He as explained to my my views, and what you have said, he basically as instructed his office to call the creditors meeting becuase it the only person to find it an advantage would be the ip to wait for 24months.

I think it would be unfair to Matthew to post his reply on here as he is trying to help me, but if their is an e-mail address i can forward it to you i will, I think Matthew is also very interested on your views.

Regards

James
 
 

luluj

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Post by luluj » Tue Jul 01, 2008 3:15 pm
Your little girls are so cute! Growing up so quickly!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Lisa2009

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Post by Lisa2009 » Tue Jul 01, 2008 3:26 pm
They are adorable xxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

MelanieGiles

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Post by MelanieGiles » Tue Jul 01, 2008 4:08 pm
I have spoken to Matthew this afternoon and we have had a good chat about this issue. It will be interesting to see the outcome James, and do keep us in touch with progress.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Soulgrowth

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Post by Soulgrowth » Tue Jul 01, 2008 9:05 pm
Oh! Aren't they coming on really well James! I often shed a tear thinking about my granddaughter Madison who is nearly a year old now ... we had such a roller coaster of a year last year with my daughter being very poorly and Madison having to arrive early ... but she really is coming on in leaps and bounds! Really puts life into perspective doesn't it[:)]

Debbie
Debbie
 
 

michael.t47

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Post by michael.t47 » Tue Jul 01, 2008 9:14 pm
my little grandaughter rolled over for 1st time today, 4 months old now
 
 

Skippy

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Post by Skippy » Tue Jul 01, 2008 9:23 pm
My friend had a baby girl yesterday - another one for me to spoil when I can afford it!
 
 

Soulgrowth

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Post by Soulgrowth » Tue Jul 01, 2008 9:24 pm
Always good to do pink Skip! [:)]

Debbie
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Skippy

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Post by Skippy » Tue Jul 01, 2008 9:35 pm
Boys have better toys though! Toy cars are so much better than dolls!
 
 

Shining

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Post by Shining » Tue Jul 01, 2008 9:41 pm
My granddaughter is 4 and my grandson is 5 months they are beautiful, granddaughter always here and coming away with us in July to the caravan. She made me laugh the other day as she wanted a DVD on and I wanted to watch Emmerdale, she said don't worry Grandma you can watch the Orange Bus one at the weekend (omnibus) bless her!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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