This is going is going to be a bit of a ramble but please bear with me. FIRST, Melanie got me an acceptance - 94% in favour. I do not understand IVA procedure - all I know is that mine was a bit by itself - Melanie had major items excluded from it and a major item included which even her colleagues thought would be removed- my son's music lessons- which are very expensive needed for the Royal Acadamy of Music - how she got that part accepted I do not know. SECOND, I must apologize to her because I must be the worst client she had ever had with my constant worrying - how she put up with me I do not know - but TG she did. Melanie, I told my PP (you will know what this means) he is saying his Mass tomorrow at 6;00am for your intentions - I hope you do not mind. THIRD, may I please say a big thank you to you Melanie - you will not be let down by me- I shall always remember what you have done for me on and off line. FOURTH, my thanks go to all her staff, Tina, Tom and Gareth - you are treasures. FIFTH- I also wish to thank everyone on here who have been so supportive - if I may single out two( and I know the rest of you will not mind) first JAN (Kallis3) she has been a brick to me - always knowing what to say and when to say it- her kindness is enormous and the other one - Paul (ivas4us) with his constant encourgagement and jokes. My PP is taking J and me to the Irish Club tonight - he would not take no for an answer. Finally, Melanie, do not forget what is happening on the 60th payment - I won't. Thank you everyone!!!!!!!!!!!!!!!!!!!
this is brilliant news. Congatulations you truly deserve this. I knew that Melanie would not let you down. Once again congratulations I am so pleased you would not beleive it.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
David I am so very pleased for you! What a result for you, and a brilliant result again for Melanie!
I told you everything would be ok!
Just enjoy the rest of the day now - you can relax.
At least you can enjoy telling Mercers now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Very well done to you, Melanie and her team. I am delighted Melanie entered music lessons as a legitimate expense and it was approved. Some IPs would not have included this expense but well done Melanie for fighting your corner and that of your son.
