Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
melanie what a lovely person you are helping us on boxing day-you are a true gem x
the best one was yesterday-two of my other ones sent me emails xmas day ! [:0]
At least emails don't have to disturb you like the phone will. They were probably automated emails.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I'm still recovering from my flu, FD, which is why I have not been on much over the last couple of days. Don't worry about the creditors, you are days away from knowing the outcome of your case - keeping everything crossed for you from this end!
Melanie I hope you are soon fully recovered from your flu.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We absolutely did - and it is better than the "S" word as far as I am concerned! But you only need a really small portion as it is richer than Richard Branson!
How was Xmas for you Jan? I hope you are not missing things too much, and that you are not too uncomfortable!
Christmas hasn't been too bad as I haven't felt hungry even though the food smelt and looked wonderful. I've just vegged out. Not feeling too bad now either, wound is still a bit sore but nowhere near as bad as it was.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
OMG I have just read your post Fergiedoggy, and cannot believe these people could have been harrassing me today.(See my post Phone Truce posted on Xmas eve.)I have 3 different cards, now all owned by Barclays/Mercers. When I call them,I insist we talk about all 3 accounts as one, otherwise I dread to think how many calls a day I would get. Honestly if you read my post It seems to work, I have not had any calls yet but I call them at least once a week to give them an update. I call all my other creditors as well. They always ask if I have called to make a payment, but I just laugh politely, and tell them I wish I could, but no. I am just calling to keep them informed as to how things are progressing. They will then put a halt on all calls for seven days,some 3 & some 10. It does not however stop the letters, and they will tell you this. Try it.
BEST FORM OF DEFENCE IS ATTACK!
thanx stirl i am going to read your post now-hope you had a nice xmas x
it just would have been nice for them to give it a rest today and start plaguing me again tomorrow-but i will read yr post now thanx [:o)]
Call them and explain your situation. Ask for Jennny, she is quite good. If you are really worried (they will always say door step collections are the next stage - just say what is the point in sending people round if you cannot pay anyway) then you can pay 1% of your balance plus £2 per month until your IVA is sorted. This is a temp payment plan.
