Merry Christmas , Freeman Jones ........

20 posts Page 1 of 2
 
 

mazbrown

User avatar
Posts: 228
Joined: Mon Aug 27, 2012 2:34 pm
Location: United Kingdom

Post by mazbrown » Wed Dec 11, 2013 8:02 pm
Well I'm sitting here typing this with my completion certificate in hand .

Freeman Jones have been fantastic , I sent my November wage slip on 3rd December , completed my final review on the 5th .
Got an email on the 6th saying my completion documents will be sent on 9th December .

I arrived from work today and the final report, Receipts and payment and completion certificate dated the 9th December are here :-)

Freeman Jones have been brilliant throughout the 5 years . Always there when you need them .

Sarah Jolly & Steve Hewitt have always answered any questions via e-mail .

There's not been much contact as I've just got my head down and got on with it .
My pay slips were sent in promptly and I intervened when going through the PPI with Think to Claim by calling creditors to chase the claims etc .

I've learned a hard lesson but it's defiantly worth it now .

My car is in desperate need of a replacement , I have looked into finance but there's no way I can justify paying the high APR , I know some people like me would have to replace there's but I'm going to hold out til nov 14 when the iva falls off my credit file .

This forum is a great place for advise and support , the members and experts are a great bunch of honest and supportive people and I would like to thank each and everyone of you .

I'm not going to stop posting on the forum as it will help others moving forward .

Just opened a box of chocs and a diet coke - hardcore :-)

They think it's all over , it is now :-))
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Dec 11, 2013 8:53 pm
Well done, Maz, great post :-) And great to hear good news about FJ. :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Wed Dec 11, 2013 9:08 pm
That is brilliant feedback for Freeman Jones - I do hope that Sarah and Steven pick up on your post tomorrow. IPs are always pleased to receive feedback - especially when it is positive!

Well done for completing your IVA, and enjoy your first debt free Christmas for a while.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Dec 11, 2013 9:17 pm
Fab news well done FJ and more importantly congratulations to you what a wonderful Christmas gift...debt freedom.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Wed Dec 11, 2013 11:13 pm
Congratulations and excellent job by FJ.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Hair_bobbles

User avatar
Posts: 215
Joined: Sun Oct 20, 2013 1:25 pm
Location: United Kingdom

Post by Hair_bobbles » Thu Dec 12, 2013 6:16 am
Well done mazbrown!! Next step ....in a few weeks...is the credit file clean up & I hope the chocs were cadburys milk tray!
IVA COMPLETED & CLEAN CREDIT FILE.

An old bible proverb says this: the rich one rules the poor, and the borrower is a slave to the lender.

How true are those words of wisdom.
 
 

Pennyless

User avatar
Posts: 1271
Joined: Sat Sep 05, 2009 4:30 pm
Location: United Kingdom

Post by Pennyless » Thu Dec 12, 2013 6:21 am
Well done Mazbrown. Thats a great post........well deserved congratulations to you and to Freeman Jones for their swift conclusion.

Have a wonderful Xmas.
I came into this world with nothing and still have most of it left!
 
 

Sarah Jolly

User avatar
Posts: 180
Joined: Thu Mar 08, 2012 1:51 pm
Location:

Post by Sarah Jolly » Thu Dec 12, 2013 8:00 am
Morning mazbrown.

Thank you for the post and well done!

I'm really pleased for you and I'm sure this has made your Christmas.

Wishing you all the very best for the future from all of us at Freeman Jones.

Sarah & Steve
Sarah Jolly IMA CMAP - A member of the IVA team at Freeman Jones
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom

Post by Kelly O » Thu Dec 12, 2013 10:00 am
Congratulations on successfully completing your IVA :-)

Have a wonderful Christmas and all the best for the future
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

mazbrown

User avatar
Posts: 228
Joined: Mon Aug 27, 2012 2:34 pm
Location: United Kingdom

Post by mazbrown » Thu Dec 12, 2013 8:08 pm
Thank you all for the kind words , can't believe it's over .
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Thu Dec 12, 2013 8:16 pm
Great christmas present ....enjoy !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

mazbrown

User avatar
Posts: 228
Joined: Mon Aug 27, 2012 2:34 pm
Location: United Kingdom

Post by mazbrown » Sat Dec 14, 2013 7:13 am
Just another update, e mail my completion documents yesterday morning to the insolvency register , checked this morning and I'm off /-)
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sat Dec 14, 2013 9:35 am
Excellent :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom

Post by Struzzo39 » Sat Dec 14, 2013 3:26 pm
Fantastic news.
Steven & Debbie
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Sat Dec 14, 2013 3:57 pm
That is fast! This time next year your credit file will be clear and you deserve it. Well done.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
20 posts Page 1 of 2
Return to “a success story”