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pog1234

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Post by pog1234 » Thu Nov 05, 2009 3:30 pm
I guess this is a no whilst in an IVA. I am currently on a pay monthly contract and yesterday applied for a 12 month contract....this was declined following a credit check. My question is I am currently with Virgin Media for home phone and would like to change to BT do you think that this will also be declined? Anyone had the same problem?
Gosh.....life is so much easier!
 
 

Michael Peoples

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Post by Michael Peoples » Thu Nov 05, 2009 4:03 pm
I don't know the answer but I would suggest that you could get a contract phone in a friend or relative's name and pay them. If you did not want to tell them why you could say that you messed up a contract with a different provider and that's why you can't get a new one.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

kallis3

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Post by kallis3 » Thu Nov 05, 2009 4:21 pm
Good idea Michael.

Not sure about whether or not you will have any problems switching back to BT, you will have to give them a ring.

I wouldn't recommend the Total Broadband though, or the Broadband talk.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Shining

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Post by Shining » Thu Nov 05, 2009 6:45 pm
I've changed providors whilst in an IVA, I was with Virgin and now my ISP is Sky.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

marky b

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Post by marky b » Thu Nov 05, 2009 6:52 pm
were with sky and never had any probs with them.
 
 

kallis3

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Post by kallis3 » Thu Nov 05, 2009 6:54 pm
I foolishly went with BT again this year as they did me a reasonable deal. We are now waiting for another home hub - our second in the new contract. We had three in the previous one.

I doubt I will renew with them next year (roll on!) and will go with Sky myself.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Thu Nov 05, 2009 7:11 pm
Sky are brilliant - and cheap!
 
 

kallis3

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Post by kallis3 » Thu Nov 05, 2009 7:16 pm
Don't make me jealous!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

country girl

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Post by country girl » Thu Nov 05, 2009 8:46 pm
Hi
I have changed from BT to Sky with no problems. I have every thing with them now it is much cheaper and more reliable.We are not in a very good Braodband area but it has been better since I have been with Sky.

Linda
 
 

kallis3

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Post by kallis3 » Thu Nov 05, 2009 8:49 pm
I am jealous!!!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

country girl

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Post by country girl » Thu Nov 05, 2009 8:58 pm
Hi
Sorry Jan!!
Must confess was tempted to continue with BT as I did not want the hastle of changing have had enough of it this year.
Sadly it may continue into next year have just heard our department in the local council may be closing to save money and we may be made redundant. They is the possibility of other posts but in is all up the air at the moment.I am so worried as at my age it is going to be very difficult to find another job.

Linda
 
 

Skippy

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Post by Skippy » Thu Nov 05, 2009 9:02 pm
I'm sorry to hear that Linda, I hope the department doesn't close and your job is safe x
 
 

country girl

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Post by country girl » Thu Nov 05, 2009 9:07 pm
Thanks Skippy but I am not very hopeful. It is such a shame because we are a happy team that work well together and we will be missed by the public. Is funny they never seem to get rid of any managers.

Linda x
 
 

Skippy

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Post by Skippy » Thu Nov 05, 2009 9:15 pm
Strange that isn't it? They made over 300 people redundant across our company earlier this year and I don't recall any of them being managers.
 
 

country girl

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Post by country girl » Thu Nov 05, 2009 9:28 pm
Yes it makes you sick.
I had a meeting with our customer service manager yesterday when she told me about this, it is the first time she had ever spoken to me, I have worked there for 18months! She said you know where I am so I said no I don't actually as this is the first time we have ever spoken! She was surposed to come and see us today. she never normally sets foot in our dept but did she heck.
The sad thing is she probably nearly earns as much as our whole dept put together!

Linda
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