money money money

[c.j]

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not even paid my 1st month iva payment yet and just had a dentist bill for £200 for work that i cant put off, really fed up as i havent built any emergency money up yet. on a better note i have just found a new gas and electricity deal with n power which is fixed and will see my direct debit amount drop as i also get free gas service with it and have been paying £10 per month for it. will i have to tell my ip now or wait for my yearly review. also does anyone know if i can save my dentist reciept and claim this on my expenses as i dont have a provision in my agreement, something i never thought of at the time

[indebtforever]

speak to your ip about the bill seeing that you are just starting he can reduce your payments for a month and you have 12 months to catch up the shortfall.as for the small saving in gas electric i would wait personaly till review time others will maybe be different

[Kazzy E]

Hi CJ, this may be a silly question, but have you got any private healthcare with your work? I have and mine includes all dental treatment. Kazzy x

[Soulgrowth]

This is a real nuisance for you cj ... I think that it is atrocious the way the government has essentially abolished NHS denal care over the years.

Debbie

[kallis3]

We are very fortunate that we are still with an NHS dentist. He is now semi retired (he is past retirement age and they can only work part time aterwards), I dread to think what will happen when he finally finishes.

[Jan01]

I no longer have a dentist as my NHS one retired and the guy who took over does not do NHS work I am dreading anything happening for me to need dental work as I am unsure how I will pay for it, a friend has just had a check up filling and clean and was charged £170!!
Jan

[kallis3]

That is a lot of money!

Once my dentist does finally finish, if no one takes over from him that is prepared to do NHS, I will probably look at one of these dental plans.

Won't be able to afford it otherwise, and, as I am heading down the slippery slope towards old age, I reckon I am likely to need treatment sooner rather than later.

[chardonnay]

Hi CJ,
I hope my post to you about HSA will help in some way. Lus know how you get on,
Hugs,
Chardonnay

[aguise]

My dentist retired and then his son took over and went to purely private. Luckily I managed to get another nhs. Though still cant afford the crowns.

Ang