Mortgage after IVA settled early 4 years ago ?

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neal

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Post by neal » Sat May 21, 2011 4:53 pm
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My IVA was settled ealry 4 years ago. Can I get a mortgage now?
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Foggy

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Post by Foggy » Sat May 21, 2011 4:57 pm
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Hi. Your credit file won't clear until 6 years from the date of the IVA acceptance. Even those with squeaky clean records aren't finding getting mortgages the doddle it used to be these days. Try to find a whole of market broker, who will have his finger on the pulse, hopefully.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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ginger3232

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Post by ginger3232 » Sat May 21, 2011 4:58 pm
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Highly unlikely - unless you use a broker and have a very high percent deposit

Your iVA will show on your credit file for 6 years - regardless
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MelanieGiles

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Post by MelanieGiles » Sun May 22, 2011 12:11 am
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I don's see why not - I am sure that there are lenders out there that would consider you if your IVA has concluded so long ago. Give a couple of brokers a call to see what options are available.
Regards, Melanie Giles, Insolvency Practitioner
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