Hi I made my last IVA payment in April and just waiting for my cc. I am selling a house which I owned jointly with my ex partner. The IVA company are aware of this as well. I have had to force my ex out of the house because he has only been paying part of the mortgage for a while now and missed a few payments as well. I have not lived there for 4 years. I have checked my credit file and obviously this is showing on there as a delinquent account. My question is once the house is sold and I sort out my credit file will this affect me getting a mortgage with my new partner. He has a good credit rating but now I am concerned my exs actions will drag me down again. Thanks.
Have a word with either Ryan or Shaun (details under the expert link on the left hand side of the page) as they have been instrumental in getting other posters a mortgage.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I would suggest the same as foggy ..a chat now will help you identify what you need to do to move in the future with a new mortgage.
I know Ryan is currently away but his team will respond to any email you send
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
