Steve
We have chatted on another post - but didn't want to leave this earlier one open without a response!
I am glad that you have found the forum an inspiration, and will make sure that the team who have been involved in putting it together are made aware of your comments. It is a great way of sharing information, and even we experts are learning new things from reading all of the posts.
The very best of luck with your proposal. Just remember that with Armed Forces personnel, your incomes and expenditure due fluctuate depending upon postings, LSA, local allowances and expenditure and travelling expenses. I also deal with a lot of service personnel, as a result of my own previous military service, and fully understand the need for flexibility.
This should have been carefully explained within your proposal documents so that creditor expectations are managed. As you know serving in Germany provides a greater remuneration package than for instance serving in Northern Ireland, albeit with the cuts in LSA currently being implemented the gap will narrow.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at
http://www.melaniegiles.com and view my IVA blog at:
http://melaniegiles.blogs.iva.co.uk