My creditors meeting is on Monday 7th September

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Skippy

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Post by Skippy » Mon Sep 14, 2009 2:33 pm
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Payplan would not advise about BR?!?! Aren't they supposed to explain all the options?

I would definitely get a second opinion Danny - if you feel that an IVA is the right way forward for you then you've got nothing to lose x
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Debtwitch

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Post by Debtwitch » Mon Sep 14, 2009 2:39 pm
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You have nothing to lose Danny.

There are several people recommended on here you can approach - I have no objection if you want to email me a copy; I'd gladly look at it for you.

Kind regards,
Kind regards,

Angela Rosler
Insolvency Manager

Helping people with their debt problems for nearly 10 years.

Contact me directly for free, impartial, confidential help and guidance.
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Michael Peoples

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Post by Michael Peoples » Mon Sep 14, 2009 2:52 pm
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I would also be happy to have a look and speak to N Rock. However, it still may be best advice to petition for if N Rock do agree they will want a six years IVA and equity release.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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danny4

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Post by danny4 » Mon Sep 14, 2009 3:50 pm
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Thanks people. Michael it may still be best to petition for BR but hopefully by looking at it then I will know what's best to do and I will keep BR meeting date booked and get ready for it.
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Debtwitch

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Post by Debtwitch » Mon Sep 14, 2009 3:52 pm
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No problem Danny - good luck.
Kind regards,

Angela Rosler
Insolvency Manager

Helping people with their debt problems for nearly 10 years.

Contact me directly for free, impartial, confidential help and guidance.
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danny4

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Post by danny4 » Mon Sep 14, 2009 3:58 pm
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Michael, where is the best place to send it to as it is not on email.
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Michael Peoples

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Post by Michael Peoples » Mon Sep 14, 2009 4:33 pm
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Hi Danny.
If you ring the office they can give you the address or fax number whichever is easiest for you. I do not think I am allowed to post that information.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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danny4

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Post by danny4 » Mon Sep 14, 2009 6:51 pm
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I got your address from the website using your direct phone number. I will send it to you tomorrow.
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mole

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Post by mole » Mon Sep 14, 2009 7:16 pm
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Good Luck Danny, I know it is a horrible situation you find yourself in.

Time and time again this forum throws up cases where NR seem less than reasonable and many best offers (for creditors and debtors and taxpayers!!) are rejected.

Do the IPs on here beleive there is financial foundation on their super tough IVA acceptance criteria. Do they benefit more from those chosing a long-term DMPs than those they lose who chose BR?
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Michael Peoples

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Post by Michael Peoples » Mon Sep 14, 2009 7:30 pm
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I will read it and give you a call.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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MRBLUESKY

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Post by MRBLUESKY » Mon Sep 14, 2009 7:52 pm
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good luck danny hope you get this sorted,at least with bankruptcy you will be debt free quicker.
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Skippy

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Post by Skippy » Mon Sep 14, 2009 7:53 pm
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Good luck from me as well Danny, I hope that Michael can help you x
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Cath

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Post by Cath » Mon Sep 14, 2009 8:46 pm
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Hope it all works out for you mate....lookig forward to reading a positive outcome xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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Max

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Post by Max » Mon Sep 14, 2009 8:47 pm
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Good luck Danny - hope it comes right for you. J
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Pennyless

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Post by Pennyless » Mon Sep 14, 2009 8:48 pm
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elv5...just have to say Max makes me smile each time I see the piccy!
I came into this world with nothing and still have most of it left!
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