My creditors meeting is on Monday 7th September

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Shining

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Post by Shining » Wed Sep 30, 2009 7:58 pm
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all the best Danny, we're all behind you, stay strong
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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country girl

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Post by country girl » Wed Sep 30, 2009 9:33 pm
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Hi
Good Luck Danny hope it all works out for you. Don't worry about the default notices I have had plenty of those!

Linda X
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kallis3

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Post by kallis3 » Wed Sep 30, 2009 9:36 pm
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I could have papered my walls with mine!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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danny4

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Post by danny4 » Thu Oct 01, 2009 9:09 am
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Thanks for all your support. I must say that without this forum I wouldn't know what to do. Michael and his team are excellent. Any queries I contact them with they are always back to me quickly.
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kallis3

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Post by kallis3 » Thu Oct 01, 2009 12:35 pm
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That's excellent Danny, Michael and his company do come highly recommended.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Thu Oct 01, 2009 7:31 pm
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You are in the safest pair of hands with Michael. He had a good teacher!!!
Regards, Melanie Giles, Insolvency Practitioner
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MRBLUESKY

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Post by MRBLUESKY » Thu Oct 01, 2009 9:21 pm
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good luck danny glad your back on track.[:)]
Last edited by MRBLUESKY on Thu Oct 01, 2009 9:21 pm, edited 1 time in total.
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danny4

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Post by danny4 » Wed Oct 07, 2009 6:38 am
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We have had confirmation our meetings are on the 21st October and our creditos have been tld there is a BR meeting for the 22nd October. We are proposing an IVA over six years and are expecting NR to put in the equity clause so depending on value of house and can we get the equity it could go on for 7 yrs. We can't wait for the creditors meeting. two weeks to go. Haven't heard from Sainsburys yet but it has only been a week. not much time for them to do much and they should have proposal now for new IVA.
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Lisa2009

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Post by Lisa2009 » Wed Oct 07, 2009 6:49 am
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Good luck Danny, hope all goes well xx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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Shining

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Post by Shining » Wed Oct 07, 2009 7:40 am
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Good luck for the 21st Danny, I hope it all goes well for you...you've been on a journey haven't you? hopefully to conclude on the 21st and then you'll be working towards your debt freedom.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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danny4

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Post by danny4 » Sat Oct 17, 2009 4:27 pm
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Am looking forward to the 21st and am feeling quite confident. I am still preparing forms for BR meeting on 22nd just in case creditor meeting goes the wrong way. Michael and his people have been great only being an email or a phonecall away. Hopefully this week will see anew start. It's weird that it has been so quiet from the creditors since new IVA proposal went out.
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danny4

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Post by danny4 » Mon Oct 19, 2009 8:08 pm
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Getting really nervous now. I really hope the IVA is accepted this time. I know Michael is quite confident which does help. Can't wait till Wednesday. God I'm nervous now what will I be like tomorrow night.
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MelanieGiles

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Post by MelanieGiles » Mon Oct 19, 2009 8:13 pm
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Best of luck - you are with one of the best if Michael is looking after this personally for you.
Regards, Melanie Giles, Insolvency Practitioner
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danny4

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Post by danny4 » Mon Oct 19, 2009 8:30 pm
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Michael seems to be keeping an overview on it and seems to being kept abreast of the situation. Any time I ask him for info he is quick to get back to me. I do feel in good hands and this forum has been a godsend. It will be nice to get on with life again. It seems so quiet at the moment. Have not heard from any creditors for about a week now. Hopefully it means that we will get the votes we need. We just need NR to vote in favour. They did say they were happy to consider it again.
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kallis3

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Post by kallis3 » Mon Oct 19, 2009 10:34 pm
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Best of luck for Wednesday!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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