Dear All
[;)]
Posted a lot on here recently as I'm in my final year.
Had a call with my IP's sec today (still no luck talking directly to my IP at GT).... anyway....
I was going over end figures, as they are still looking at adding a few months to the end of my IVA, even though I have paid regularly, even a couple of additional payments and haven't incurred anything additional that I know of (I was worried previously because fees seem to be rocketing and I've had my mind put at rest as they have to have a creditors meeting and the creditors have to be 75% in favour before they can charge the higher fees, so whopee).
Now for the latest queston...
My debts originally were £35,000 (that was the tota amount of the bills etc I sent through.
My IP came back after the creditors meeting with a figure of £42,000, which I guessed was including any additional charges that I may have incurred.
The latest review letter showed a debt of £42,000 plus another £6,000 worth of claims expected?
Has this happned to anyone else and if I owed MBNA £8,000 could they then top it up to £9,000?
I know for a fact that my debts we're £35,000 and guessed that additional chages made would have possibly pushed this up to £38,000, but not £48,000 as it seems they are going to be claiming!
Do I receive a breakdown from my IP at the end of the IVA of what's being claimed/paid out and to whom? AND... if it is wrong by my books, do I have a right to query it?
All I have received so far is a very basic sentence in my review documents stating that "£42,000 worth of claims have been received with another £6,000 expected"?[:0]
Some idea of what this could be may spur me on to ask them more questions.
Thanks for all your help and advice
Sharon [:o)]
Arghhhhh!!!!!!!!!
If only I'd said NO!
Go to my blog at:
http://shazzy.blogs.iva.co.uk/
