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Whoopa

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Post by Whoopa » Tue Apr 03, 2012 9:43 pm
GOOD BYE AND THANK YOU[:D]
Last edited by Whoopa on Thu Apr 05, 2012 8:24 pm, edited 1 time in total.
Keep me hanging on
 
 

MelanieGiles

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Post by MelanieGiles » Tue Apr 03, 2012 10:05 pm
A great story - but what reasons were given to creditors for the early settlement and what was the difference in the dividend you originally offered and the one which as eventually returned as a matter of interest?
Regards, Melanie Giles, Insolvency Practitioner
 
 

luluj

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Post by luluj » Wed Apr 04, 2012 6:23 am
Great post - and for Ryan another commendation ! He has helped so many of us and continues to do so !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Pennyless

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Post by Pennyless » Wed Apr 04, 2012 8:00 am
Whoopa thats a great result. Enjoy being debt free!
I came into this world with nothing and still have most of it left!
 
 

kallis3

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Post by kallis3 » Wed Apr 04, 2012 8:04 am
Whoopa - congratulations and glad Ryan was able to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Olivia Young

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Post by Olivia Young » Wed Apr 04, 2012 8:40 am
Hi Whoopa - that's great news [:)]
Olivia Young | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Shining

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Post by Shining » Wed Apr 04, 2012 8:45 am
That is a great post and another poster helped by Ryan. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

orchid5

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Post by orchid5 » Wed Apr 04, 2012 9:41 am
What a lovely story to tell, good luck with your now debt free future. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

Shining

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Post by Shining » Wed Apr 04, 2012 10:52 am
I'll be contacting Ryan hopefully once I've finished the IVA as I'm hoping he may be able to help me x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Ryan

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Post by Ryan » Thu Apr 05, 2012 3:21 pm
Hi guys,

Whoopa, so pleased to hear it all worked out for you, i really am pleased for you and i wish you luck with the future.
Happy to help you again in future if you need it.Thanks for the kind words.
I do believe, good things happen to good people!

The same goes to anyone else who may need some advice, just ask and i hope i can help.

Have a good Easter all of you.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
 
 

kallis3

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Post by kallis3 » Thu Apr 05, 2012 3:22 pm
Hope you have a good Easter as well Ryan.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Thu Apr 05, 2012 3:29 pm
What was Ryans part in all this,I thought he did mortgage advice only? And you say you are going for a mortgage in 6 months so I assume you didnt settle via a remortgage?

Just trying to understand why everyone wouldnt just do the same thing.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

MrsR

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Post by MrsR » Thu Apr 05, 2012 5:31 pm
Fantastic news !!
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
 
 

baldy

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Post by baldy » Thu Apr 05, 2012 6:51 pm
Well done Whoopa,that was a great post to read. It really does make you wonder what your creditors are prepared to except to finnish IVA's.

Yet on here we read a lot about IVA companys/ IP's being reluctant to put foward full and final offers.I wonder why that is? Is it a loss of fees?

Its nice to know there are advisers around who are not always looking out for their intrests.

Well done and enjoy your future being debt free.

Baldy & Family
 
 

plasticdaft

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Post by plasticdaft » Thu Apr 05, 2012 7:17 pm
so should the inheritance not have gone into the IVA pot?

I am a little confused as to why creditors would accept ending things early but perhaps thats something you do not want to share which is fair enough,you may well have good reasons not to.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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