Hello everyone, thank you so much for your responses. I called an IVA help line after I wrote this and they said the same as you which was much appreciated, and a huge relief, as my dad had taken out the IVA as I'm sure he was worried what would happen if or when he died.
Dad told me about the iva 3 years ago, but didnt exactly tell me how much he owed, though i added it up and holly cow it was mental! I really felt his pain when I learned how many years he'd carried the burden of owing so much money, and how it had got worse e.g. letting a man of 70 odd take out a loan for.....well it was a lot - knowing he already had god knows how many other loans and CC's, is way beyond me. Mental is all i can say.
I could tell it was a relief to him to get it sorted out and have the ability to talk about it, and I was hugely proud of him at the age of 81 to take that step.
Sometimes life doesn’t work out the way we planned, sometimes we fall down but if you can get up once you can do it again and there are always people out there who you can talk to and thats half the battle, thank you and best wishes to you all, x
I am so.glad you have got this sorted. It's the last thing you need when you are grieving.
Good luck for the future and I hope 20!2 is a better year for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good news you have received the answer that was correct all the way through - now hopefully you can remember the good times you had with your dad and not the memories of his debt etc.
Good luck
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
