Going through the process of applying for a IVA just want to say thanks to all of you for being so supportive,this forum really is a lifesaver.I hope a year or so down the line I can be such support to a Newbie x
Thats exactly what the place is for,being supportive and right now you need supporting,give it a while and you will paying the site back by helping others out!!
You wont be a newbie for long!!!
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Hi, so glad you're finding the forum supportive, that's out aim, help and support at all times without being judgemental.
You'll be helping people before you know it as your journey will help someone else. Why not start a blog to track your journey, it's therapeutic to say the least and when you look back it surprises you how far you've come. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I am pleased to say that I have made some brilliant friends on the forum, and am glad that you are being helped and supportedn along your journey. This truly is a brilliant medium.
I agree Mel - I count you and a lot of others on here as very good friends. In one way I'm glad I've got the IVA otherwise I'd never have met you all!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Apart from new friends the IVA has given me a not only a new appreciation ( an appreciation lost a generation ago) of money and it's value, but the realisation that money (or lots of it) isn't a pre-requisite for a happy life.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
It certainly does!!! I didn't think it was three years!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
This forum really is a godsend, everyone is so thoughtful and non judgmental and as debt, well especially uncontrollable debt is such a taboo and noone really discusses it with their friends you tend to think you are so alone and feel isolated that just to find other normal people like you going through the same thing makes you feel everything isn't quite so bad after all
Very true. I have never discussed our situation with my family and I have just 1 friend I have confided in. Defo a stigma attached to debt problems. It's reassuring to know we are not alone x
All my family and so called freinds know about me being in an iva. I do not feal ashamed i feel very proud in some strange way, i have admitted i have a problem i am dealing with it by getting as much back as i can to get myself debt free. Never again will i have debt and i hope my son aged 15 has learnt a lot from his mom and dads mistake. I have been in iva for four months now and i can sleep at night and not worry bout the post anymore.
If i listened to my Mom and Dad i would not be in the mess i am in now.
