font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by annearchie
Is RBS one of the creditors ? i seem to remember hearing that if you work for a bank you have to have a salary paid into one of their accounts so if they become one of the creditors, i wonder how they would react to that ? it stinks anyway i think
No they aren't. They claim that they carry out an annual credit check and that's how they found out. My husband's name was flagged whilst carrying out this procedure.
I'm surprised they're allowed to carry out credit checks without your husband knowing. I would have thought he had to give permission. Does his contract include reference to annual credit checks?
If he has no debt with RBS then it is hard to see how it can be classed as gross misconduct.
If the worse happens I think he should seek legal advice on his dismissal.
Good luck and please keep us informed of the outcome
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Broke of London
I'm surprised they're allowed to carry out credit checks without your husband knowing. I would have thought he had to give permission. Does his contract include reference to annual credit checks?
No he only knew when it was brought to his attention during his investigatory.
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Andy Davie
Hi
If he has no debt with RBS then it is hard to see how it can be classed as gross misconduct.
If the worse happens I think he should seek legal advice on his dismissal.
Good luck and please keep us informed of the outcome
Before entering into any IVA everyone one need to know if it would contravene one's terms and condition of employment and leading to dismissal.IVA firms take note please and advise the client on this crucial small print. For example....the Police's professional standards as an illustration. With them one must seek advice from HR and if so desires to enter an IVA...declare it!!!
IF THE EMPLOYERS FOUND OUT THEMSELVES ISSUES WILL BE RAISED AND CAN CAN GET DIFFICULT.Honesty and integrity is an all important issue.
There are certain jobs that you cannot be in an IVA or be bankrupt...it's the rules unless it is not in the contract.
Unions can assist in getting you some free legal adviser to examine the contract.The rest is just pleads and sound bites from them.
Hopefully, the employers will see other qualities in your husband and will not dismiss on technical grounds.
Financial mismanagement is frowned upon and often not tolerated...that's the reality. I hate the banks for allowing people into debt.They are now in debt themselves.
Check out whether RBS can conduct annual searches using information supplied for a different purpose - there should be something in the data protection act about information only being used for the intended/agreed use.
At my bank, gross misconduct came into it because it was thought employees unable to manage their personal financial affairs would bring the company into disrepute. Ironic given my bank was one of the big Irish ones which tarnished the reputation of Europe!!
That's another thing. The IP firm we are currently with did not indicate this in the contract. When we notified them of this they were in shock and stated this is the first they have heard an individual could potentially be dismissed.
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Broke of London
Check out whether RBS can conduct annual searches using information supplied for a different purpose - there should be something in the data protection act about information only being used for the intended/agreed use.
At my bank, gross misconduct came into it because it was thought employees unable to manage their personal financial affairs would bring the company into disrepute. Ironic given my bank was one of the big Irish ones which tarnished the reputation of Europe!!
In the statement provided by musnand's line manager it states my husband could potentially become a risk to the group as it would show because he is unable to manage his personal finances would bring the company into disrepute. What do they think he's going to do....steal from them....unbelievable!!!!
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>
In the statement provided by musnand's line manager it states my husband could potentially become a risk to the group as it would show because he is unable to manage his personal finances would bring the company into disrepute. What do they think he's going to do....steal from them....unbelievable!!!!
Surely an IVA IS managing his personal finances. He is sorting them out ... more so than many of his colleagues, who are possibly only just keeping their heads above water!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I have sent an email to Julie who is brilliant at HR in the hope she can pick up on this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
