my IVA accepted aswell. 26p in the pound

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R1chard

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Post by R1chard » Mon Jul 30, 2007 3:50 pm
26p in the pound. with a few mods i have to sign.

also with a 5p increase value if the reports come back different? im worried about this TBH - i gave all the details of my loans and cards to my ip shouldnt they of sorted exaclty how much i owe out?

either way i a happy bunny today.

also - im getting a payrise in the next few months - will my ip take all my rise away from me?
lots of payments to go.
 
 

Adam Davies

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Post by Adam Davies » Mon Jul 30, 2007 4:03 pm
Hi R1chard
Thats good news about your IVA,I have not come across the 5p increased dividend provision but suspect that this is to cover any changes in total debts between your original proposal and amounts claimed.I guess if this happens you will have to extend your payments by several months.
Your payrise may well have to go into your IVA but many IPs allow until the anniversery before changing payments.
regards



Andy Davie
IVA.co.uk Spokesperson

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Andam Davies
 
 

catullus

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Post by catullus » Mon Jul 30, 2007 4:07 pm
I would be very helpful if you could post details of who your creditors are and how they voted, because 26p dividend is exceptionally good these days.
 
 

iva_squirrel

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Post by iva_squirrel » Mon Jul 30, 2007 4:09 pm
Hi R1chard,

Congratulations,

I think Andy is right, that must be to cover changes in your debts.
I would clarify that with your IP.

All the best!
Regards,
Michelle P.
 
 

R1chard

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Post by R1chard » Mon Jul 30, 2007 4:10 pm
mint loan
mint credit card
tsb loan
tsb overdraft
tax credits - goverment

apprently only mint voted and they said yes. (RBS i think)

edit - yes my IP said it was to cover changes - but i dont see how my debt cauld change after they have worked it out?
Last edited by R1chard on Mon Jul 30, 2007 4:11 pm, edited 1 time in total.
lots of payments to go.
 
 

zoe

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Post by zoe » Mon Jul 30, 2007 4:14 pm
Great news R1chard
Z
x

Zoe
x
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aguise

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Post by aguise » Mon Jul 30, 2007 4:48 pm
Great news Richard all the very best to you.

Ang

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Please visit my blog at http://aguise.blogs.iva.co.uk/
 
 

iva experts

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Post by iva experts » Mon Jul 30, 2007 5:21 pm
Congratulations Richard, you must feel a weight has been lifted from your shoulders.

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Michelle Pontes
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tinytori

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Post by tinytori » Mon Jul 30, 2007 6:05 pm
Gratz hun xx
 
 

thebear29uk

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Post by thebear29uk » Mon Jul 30, 2007 8:35 pm
Congrats Richard
Regards

Dave

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Kiska

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Post by Kiska » Mon Jul 30, 2007 10:37 pm
well done !
 
 

sps

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Post by sps » Tue Jul 31, 2007 11:12 am
Great news Richard
Sue
 
 

Oliver

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Post by Oliver » Tue Jul 31, 2007 11:18 am
Excellent news Richard. Well done and all the best with everything in the future.

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Oliver

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Oliver
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