my iva is accepted

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magpie1

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Post by magpie1 » Sun Jun 05, 2011 5:28 pm
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After two years of not getting any were with a debt management company that is now no more, im able to look forward in a iva and know that i will be free off all the call and letters,and pay my debts off.
This is my first post but i have been read others posts for some time, so thankyou to you all for advise you have given to other and in turn to me.I hope i can be of help to others now. [:D]
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kallis3

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Post by kallis3 » Sun Jun 05, 2011 5:32 pm
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Hi Tony and welcome to the forum.

I'm so glad we have been able to help you with your decision.

Which company have you chosen? The forum is always here for advice and support.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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nepensioner

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Post by nepensioner » Sun Jun 05, 2011 5:35 pm
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Welcome from me too Tony, good luck on the road. It will be good to hear how your journey is progressing, as this will surely help others who are just looking in.
F & F Accepted 19th Oct 2010
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magpie1

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Post by magpie1 » Sun Jun 05, 2011 5:41 pm
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Im with Cleardebt and they have been great.Always very helpful and gave lots of advise.Not like the debt management company (DCM) i was with until they went under.
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kallis3

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Post by kallis3 » Sun Jun 05, 2011 5:48 pm
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Cleardebt are well recommended on here and we do have a poster from there - Size5 posts regularly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sun Jun 05, 2011 5:49 pm
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Cleardebt are a good company and I'm sure you can help others on your IVA journey, keep posting and hope your journey is a very smooth one. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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casiquebrado

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Post by casiquebrado » Sun Jun 05, 2011 6:40 pm
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Congratulations Tony , you are on the right journey to being debt free.
The good thing is ,you are NEVER alone.
This site has kept many people , me included , sane when the dark clouds gather.
Good luck
Casi
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Struzzo39

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Post by Struzzo39 » Sun Jun 05, 2011 7:00 pm
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Good luck from us too. Heres hoping your road to being debt free is a smooth one. xx
Steven & Debbie
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magpie1

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Post by magpie1 » Tue Dec 27, 2011 7:54 pm
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my first Xmas after iva accepted and we are doing OK by managing money in cash means we did manage Xmas boxes with out credit cards and catalogue like we have in the past,i hope that this will give other who may be thinking about doing a iva or just entering to one that there is a life after you enter a iva.good luck to every one in the new year,
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Shining

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Post by Shining » Tue Dec 27, 2011 8:11 pm
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A great update tonyr, I'm sure it will help others, the feeling of no bills post Christmas is a good one I do agree with that and there is life within an IVA x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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clee123

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Post by clee123 » Thu Dec 29, 2011 5:05 pm
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My first Christmas as well on the IVA, and I did ok, (helped getting paid early! and only dipped in to it by £50) here's 2012 living within my means!! Good luck mate
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
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Foggy

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Post by Foggy » Thu Dec 29, 2011 5:50 pm
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Glad to hear it's going well, Tonyr. This was my second IVA Christmas and, once again, funded entirely from vouchers (see Kallis's blog for details). All the sweeter knowing I don't have to wait for the January credit card bills to hit the doormat:-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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footiemad

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Post by footiemad » Thu Dec 29, 2011 6:38 pm
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Absolutely true Foggy - seems funny not spending on credit cards for all the presents and goodies - but long may it continue! Tony - well done and good luck to you x
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Rosepetal

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Post by Rosepetal » Mon Jan 16, 2012 7:57 am
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brill your IVA was accepted[:)]

our 2nd Christmas in a IVA, we had a lovely time & managed treats. we've cut back on all family gifts.
the feeling of no bills in the new year is bliss.
Nothing stays the same...everything changes..hang on in there!
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