My iva was approved on 23 feb 09.

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sharon2

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Post by sharon2 » Sat Apr 18, 2009 8:53 pm
My iva was approved on 23 feb 09.Did not receive any phone calls from any of my creditors before the iva. On thursdays and friday received calls from Additions. I explained on both occasions that my iva was approved on 23 feb and got another call from them today which i did not answer.Is this common practice for your creditor to contact you after the iva was approved. Also keep receiving credit card statements from Capital One where they are still charging me interest plus late payment fee. Thanks
 
 

Lisa2009

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Post by Lisa2009 » Sat Apr 18, 2009 9:01 pm
I shouldnt worry, it just takes a while for your acceptance to filter through to the correct department.
If they persist, give them the telephine number of your IP for them to confirm.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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kallis3

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Post by kallis3 » Sat Apr 18, 2009 10:32 pm
Don't worry about the credit card statements - they cannot charge you interest or add charges now your IVA has been approved, so these will have to be removed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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David Mond

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Post by David Mond » Sun Apr 19, 2009 4:57 am
Kallis is right. Only interest up to date of approval will be the debt included within your IVA - so don't worry. It does take time for the paperwork to filter through.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

Skippy

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Post by Skippy » Sun Apr 19, 2009 10:31 am
As the others have said don't worry about the statements. I received statements from Littlewoods after my IVA was approved, and they carried on sending them after I went BR.
 
 

wardie14

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Post by wardie14 » Sun Apr 19, 2009 5:30 pm
Thanks for the advice..I'll just ignore the statements and also the phonecalls.
 
 

bic

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Post by bic » Sun Apr 19, 2009 10:13 pm
hi wardie mine was approved on 27th feb so not long after yours. phone calls only stopped last week, still receiving statements, i just collect them and forward them on to my ip.

cath
56 payments down 4 to go
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