My question then...
I opened my nationwide flex account before my IVA went though, as I had to change my bank. I've been with them now for just over 2 years.
Are Nationwide, or any bank / building society for that matter, able to carry out credit checks / reviews on existing accounts and thus find out I am in a IVA without the account holders permission and thus decided to close down my account?
My thoughts were so long as I don't apply for anything else with them I should be alright, but I'm not sure now.
paul51 wrote:
I am currently at the end of my 1st year of my IVA and bank with nationwide with a full flex account all facilities apart of course from an overdraft.
However I applied to run a basic cash card account alongside my current account so I can pay my bills from that account and keep the main current account free for day to day expenses.
I have been informed that I have been rejected and its because the banking code has changed over the last 2 months which now means that nationwide will turn down even the basic bank account to persons like us.....what did I say to them - nothing but I wanted to inform the forum should anybody be considering applying to nationwide.
whilst writing this has anybody got any suggestions apart from think banking who would allow a current IVA person to ran a basic account because I still wish to run my finances like this.
thank you
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.