NATIONWIDE FLEXACCOUNT

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veekay

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Post by veekay » Wed Sep 05, 2007 5:25 pm
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I went into Nationwide today to open a basic flexaccount so I could use the e-savings and guess what?? from two weeks ago they stopped taking on customers who are bankrupt or in a IVA!!! how rude!! so now I have no idea how to get a savings account. I really don't want to use my mum. Now I'm back to square one! [:(]

what is this world coming to???
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gavin

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Post by gavin » Sat Oct 27, 2007 7:16 pm
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hi Nationwide let me open flexaccount today and i told them i am in a iva

Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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hara

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Post by hara » Sat Oct 27, 2007 8:11 pm
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Dear veekay,

I opened a account in co-op,visiting a branch.So visit a branch there should be not be any problem

Hara.
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lily

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Post by lily » Sat Oct 27, 2007 10:01 pm
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the coop gave me a smart saver account. I have a basic cashminder account with them also.

lily
lily
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sonyse2t5

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Post by sonyse2t5 » Sun Oct 28, 2007 1:24 pm
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You can open an E savings account with a lot of banks getting 6.0 AER gross interest and not just with NW.

You don't even need a current account. But obviously you need a way of paying into it. A basic bank account with the Halifax? Appy online and fill in some forms and then sent a copy of your PP or Driving Id and that's it.You don't have to say you are in an IVA or BR.
Last edited by sonyse2t5 on Sun Oct 28, 2007 1:45 pm, edited 1 time in total.
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Skippy

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Post by Skippy » Sun Oct 28, 2007 4:23 pm
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While Halifax are ok about IVAs I don't think they allow undischarged bankrupts to hold an account with them.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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louisa.s

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Post by louisa.s » Sun Oct 28, 2007 7:03 pm
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Abbey National do a savings account and accept people with IVAs (sorry don't know about bankrupt) as they don't do credit checks as it is a savings account. Just need usual ID and NI number. Perfect!
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Lula

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Post by Lula » Sun Oct 28, 2007 8:27 pm
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what if you have a nationwide acc already and in an IVA.. will they close my acc?

lulablog.blogs.iva.co.uk
lulablog.blogs.iva.co.uk
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Skippy

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Post by Skippy » Mon Oct 29, 2007 8:42 am
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I phoned them and they told me they have no plans to close the accounts of people who are are bankrupt, so I would imagine the same applies to people in IVAs.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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sonyse2t5

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Post by sonyse2t5 » Mon Oct 29, 2007 10:26 am
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Probably the best Basic/simple account outthere with a very decent interest rate matched only by the very best normal Bank accounts.No charges when using your card aborad!

Incidentally, in their terms and conditions NW wouldn't upgrade a cash card to a debit card if you are on an IVA. This has been one of their conditions for a while. So from this I assume there will be no closure of NW Bank accounts for people with IVAs

There is nothing to say they will not opened an account if you are on an IVA.

Only HSBC and First Direct is officially closing normal accounts as they are doing an IVA sweep.
Last edited by sonyse2t5 on Mon Oct 29, 2007 11:11 am, edited 1 time in total.
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maya

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Post by maya » Mon Oct 29, 2007 4:58 pm
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Bit concerned ....

If Nationwide decides to close all IVA clients' Flexaccounts then,
1.would they give enough notice so that another account/ options can be explored ?
2.what options do I have ( I opened this account just before the IVA proceedings ) 3.would I loose the money that i have in the account? & the e-savings account...??

Thanks
IVA Completed
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Adam Davies

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Post by Adam Davies » Mon Oct 29, 2007 5:07 pm
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Hi
They won't but if they did then YES you would be given notice,probably 28 days,and NO you certainly won't lose any money.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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maya

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Post by maya » Mon Oct 29, 2007 5:55 pm
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Thanks Andy
IVA Completed
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MARSHA

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Post by MARSHA » Mon Oct 29, 2007 10:32 pm
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I opened a basic bank account with the co op pre IVA, I opened an instant access saver account last week, post IVA acceptance.
The basic account comes with a debit card.
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