I am in my 6th year due to equity, i have 9 payments left and i previously asked CF if anyone review was done towards the end, they said no, but i have read that others have had one near the end. Can anyone confirm whether this is the case?
I also asked whether or not if i was ruthless with my bills, food etc if i managed it could i pay my final month a month earlier, they were unsure, anyone know if this is possible or done it before?
I don't know if i can actually do it but i really want to start getting my life back on track.
CF are a law unto themselves, but, usually there should be a final annual review at the end, concentrating more on the last years income, rather than the next years expenses, to check that all income has been accounted for.
Paying a month early isn't going to help you at all. Without a variation the best they could do would be to hold the payment on account until due. The arrangement would not close a month earlier.
But, as ever, with CF anything could happen !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
