Need to reduce working hours

[Janey]

I have been in an IVA since March 8th and currently work 37 hours per week. It looks like I will need to reduce my working hours by 2 hours per week to cover 2 medical appointments that I need to attend every week. One of the appointments has been ongoing for nearly 4 years and work have been fine about this but now I have recently started to see another consultant and they will not allow me both. Will I be allowed to do this under the conditions of my iva - i do not want to reduce the amount I pay to my creditors and think that if I cut back a little I will be able to manage this. The alternative is to go off sick (because of my previous sickness will only get 1/2 pay for 13 weeks and then nothing) and then down the disability route (this has been suggested by my doctor). Hopefully this will only be temporary for about 6 months in the first instance.

Thanks

[MelanieGiles]

Hi Janey

If you can still manage to make the IVA payments by making some small economies in areas of your expenditure, then this would seem to be a sensible way forward as the IVA will be unaffected.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

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http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp