Hi,
I found this site this morning after another letter through the post, followed by me phoning to try and make an arrangement to pay but found out i'd missed being able to pay by instalments and they want 2000 pounds by next week [:(].
I decided to phone up about an IVA and was put through to thomas charles.
The lady i spoke to was really nice.
I owe approx 20k with my 2 biggest (5k and 8k) in loans from lloyds tsb, the others are various store cards and credit cards.
After being on the phone for just over an hour my mind is a little at rest - not entirely, i'm still worried about this 2k payment that these people want by next week :S
Anyway, any advice would be great - i'm just waiting on paperwork being sent to me and for me to have some money to pay the 1st fee payment.
Roughly how long will it take from now before i have an IVA in place (if successful)
Thanks in advance - sorry if this is a bit warbled, i've never been this much in trouble and i'm a scared mum of 3 small children
