newtoallthis wrote:I'm just waiting for all the phone calls to start, I think I chose the right path at the right time. Already had the first call today from Egg as I cancelled the direct debit with my old bank to avoid additional charges on that overdraft. I think I received good advice those few weeeks ago when I made my tentative enquiries and was advised to open a new bank account ASAP before the money ran out.
No, you're definitely not on another planet. I can't wait to actually have money in the bank to spend and not just using credit cards and constantly being overdrawn. Hopefully things will be ok tomorrow.
Cath wrote:That's a Solo card then , it will begin 6767. They authorise every transaction with a Solo so you can't go overdrawn (that's a good thing!). I think pay at pump petrol is a problem with Solo, some pay at pump garages don't take Solo - others do but 'authorise' a minimum of £20 so even if you only wanted £5 worth of petrol as that's all you had in your account it would check to see if you had £20 and ringfence it. Other than that it's a fully functioning debit card.comps78 wrote:Thanks for that. The card I have has the Maestro logo on the back and the Solo logo on the fron, so far it's been accepted at all the shops I have used it in and also to withdraw cash at the Post Office. x
If your credit rating has taken a bit of a bashing lately I would imagine you'll be given a Solo card rather than a Maestro but you can use Solo in the majority of places, online and in person.
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