New news?

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dakine

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Post by dakine » Mon Oct 17, 2011 12:44 pm
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Notice this section has not been posted on since 31st July 2011, was wondering if any new mortgage lenders had come to market.

Last time I questioned this things in the market place was tight but was rumoured new lenders were coming to market.

I completed the 6yrs as of August this year (paid off after 1yr) but don't want to be wasting my credit checks if I am to be refused?
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dakine

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Post by dakine » Mon Oct 17, 2011 1:29 pm
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Knew news even :-)
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Shining

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Post by Shining » Mon Oct 17, 2011 2:00 pm
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Luluj has the details of a broker that she has recently used and I know she doesn't mind sharing these with posters. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Mon Oct 17, 2011 4:33 pm
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He's hopefully coming on board soon as a forum expert.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Mon Oct 17, 2011 5:20 pm
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Be interesting to see how open the market becomes but cant see any changes to the availability of sub prime mortgages for a few years yet. Lot of firms with burnt fingers who wont want the risk.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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luluj

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Post by luluj » Tue Oct 18, 2011 8:24 am
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as always happy to share my broker details with people!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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dakine

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Post by dakine » Tue Oct 18, 2011 1:01 pm
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Hi luluj, would be interested to know who your broker is but can't find a PM function to contact you.
Don't know if I'm allowed to post up my email address on here (don't want to break the rules). So how do we go about sharing this information?

Ot of interest what is the difference between an 'all market broker' and a standard broker?
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kallis3

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Post by kallis3 » Tue Oct 18, 2011 1:08 pm
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I will email your details to luluj when I get home from work dakine. You"re not allowed to post them in here. It's only so that you don't get inundated with spam.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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dakine

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Post by dakine » Tue Oct 18, 2011 1:17 pm
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Thanks kallis3 :-)
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kallis3

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Post by kallis3 » Tue Oct 18, 2011 4:38 pm
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Dakine - your email details are winging their way to Luluj as we speak.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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dakine

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Post by dakine » Mon Oct 24, 2011 5:09 pm
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Still awaiting RBS to get there act into gear and remove an item that was never marked as default in the first place. Up until then I cannot do anything.
Before even putting my house on the market would i be well advised to apply for a mortgage 'in principle' to ensure I can get the borrowed amount i require? Then put the house on the market, or is there a better way of doing things??
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luluj

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Post by luluj » Mon Oct 24, 2011 5:18 pm
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I would certainly have a chat with a broker to see if it is likely to avoid building up hopes and generating extra paperwork and anxiety for yourself - moving is a stressful time and if a mortgage is not likely I wouldn't put yourself through it.

Have you spoken to my broker via the details I sent you ?
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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dakine

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Post by dakine » Mon Oct 24, 2011 6:17 pm
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Not yet, didn't think there was much point until this item from RBS was removed which should be by the end of this week.
I will call him if that is what you recommend. Thanks Lulu
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