newbe

Get expert opinion. This is the place for new questions to be posted.
6 posts Page 1 of 1
 
 

dogduck

User avatar
Posts: 2
Joined: Fri Dec 19, 2008 3:31 am
Location: United Kingdom

Post by dogduck » Fri Dec 19, 2008 3:39 am
hi just had the meeting of my iva think it want ok 1 person said no but the rest said ok will find out today(fri) if all ok.but the hard 1 is I've just lost my job and am 1 month behind with my mortgage.
is there any thing i can do as not sleeping and worrying all the time feel like just ending it all
please help
chris wainwright
 
 

pixie

User avatar
Posts: 741
Joined: Tue May 22, 2007 11:51 pm
Location: United Kingdom

Post by pixie » Fri Dec 19, 2008 4:24 am
Hi Dogduck and welcome to the forum. Hopefully you'll have more positive news later today. You need to advise your ip of your change in circumstances and they'll be able to advise where you go from here. Do you have any redundancy due or equity in your property?
I know it's hard but try not to worry, there's always a way forward. You are much more important than any minus figures so look after yourself.
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Fri Dec 19, 2008 8:11 am
Did you know your job was in doubt before the creditors meeting ? If so you may have done better informing them rather than having the IVA approved - a different set of figures may have been submitted and approved. Speak with your IP and advise them of the change and see what they say.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

liberta

User avatar
Posts: 233
Joined: Thu Oct 23, 2008 3:35 pm
Location: United Kingdom

Post by liberta » Fri Dec 19, 2008 5:53 pm
Hi Chris and welcome to the forum.

I am really sorry to hear that you have lost your job. Though I do hope that your IVA was approved.

Speak to your IP as soon as possible, it may be possible to delay the first payment to your arrangement while you find another job. Got my fingers crossed for you.
Kind regards, Elizabeth Pywowarczuk, Insolvency Practitioner.

If you would like me to advise you about an IVA and if appropriate propose one for you, please visit my website at www.liberta.uk.com
 
 

dogduck

User avatar
Posts: 2
Joined: Fri Dec 19, 2008 3:31 am
Location: United Kingdom

Post by dogduck » Fri Dec 19, 2008 7:24 pm
hi all spoke to iva and the team is going to talk with every1 about going on a dept man prog so will let you know when i find out
chris wainwright
 
 

debtmountain

User avatar
Posts: 2306
Joined: Sat Jul 12, 2008 11:19 am
Location: United Kingdom

Post by debtmountain » Fri Dec 19, 2008 9:56 pm
Hi dogduck and welcome to the Forum..so sorry to hear that you have lost your job but hope you manage to get things sorted and find another Job very soon..Good Luck and keep posting,you'll get plenty of help and support here[:)]..xx
IVA accepted 13/11/2008..17 payments down,55 to go..
6 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”