I would certainly speak to more than one company. Visit www.iva.com for a list of companies, and reviews.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Clarebare. It's Melanie Giles. I am so glad I found this forum when I made the decision to go the IVA route. Mel came so highly recommended and I feel so much better knowing she will be handling my affairs[:)]