Nightmare,Bank Accounts

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kieser

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Post by kieser » Wed Jul 09, 2008 4:16 pm
Hi all,
As some of you are aware my sister died suddenly nots so long ago leaving 2 kids with no parent,anyway she left £50,000 for the kids so as executor i want to open 2 accounts for the kids money but want to have something in them so the kids need my signature to draw any money.Thought i would use A&L my bank,they dont do accounts for under 16s then i went to Natwest who have just rang me to say i would have to open up an account as well so it would be like a 3 way account so the kids cant get their money without me knowing first.Well they wont let me open an account will they being in an iva.Just want an account that would need my signature as like any 14 & 17 yr old if the money was accesible to them it would be gone as quick as they got it.Any advice would be most welcome.
 
 

aguise

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Post by aguise » Wed Jul 09, 2008 4:23 pm
Hi there.
I would speak to them and explain the situation and the fact that you are in an iva, there must be a basic account for you to use like this.
I would ring a couple, hsbc and first direct dont like anyone in an iva, but natwest, coop, and I think tsb are accepting.

Sorry not much help

Ang
Please visit my blog at http://aguise.blogs.iva.co.uk/
 
 

aguise

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Post by aguise » Wed Jul 09, 2008 4:31 pm
Kieser
How are the children doing, such a terrible thing to happen, so hard for all of you.
You are a great auntie.

xxAng
Please visit my blog at http://aguise.blogs.iva.co.uk/
 
 

kieser

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Post by kieser » Wed Jul 09, 2008 4:43 pm
Aguise,to be honest with you its been a complete nightmare,surprised the kids arent traumatised by the whole situation,we have had to deal with a so called dad,(father to the youngest not the oldest which she now knows after him being a complete ******)all he wanted was the house and the kids money.which thankfully we have been their to avoid.he has threatened our lives because he wanted my sisters car to sell because hes skint,NOT HAPPENING THATS HER DAUGHTERS CAR.the car is now outside our house.he wanted parental responsibility for his son until he had a legal letter from us telling him it would of course cost him money to apply through the courts.His answer was i aint paying any money for my son.THAT SAYS IT ALL DOSENT IT.The kids still have not received a penny from any benefits as they lost the forms.Julie died 7 weeks ago & those kids havent had a penny from anyone.their father used to give them pocket money and their mum money each month for them but when e was asked for it his reply was "youve made your bed now lie in it"hes just being a **** cause he thought he could move into the house & ive of the kids money left from their mum.AINT HAPPENED.
 
 

kieser

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Post by kieser » Wed Jul 09, 2008 4:53 pm
On top of that ive just had the funeral director on the phone wanting his £3,500 but cause there was no will weve had to go through probate which we had our interview last week,just waiting for the official letter to come through.im disgusted with the fact julies work wont even release her wages until we prove probate,they know she had 2 kids,you would have thought they would have passed her wages over wouldnt you,it was only part-time job.So fo the last 7 weeks we have been trying to financially support these kids as much as possible.
 
 

aguise

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Post by aguise » Wed Jul 09, 2008 4:58 pm
Oh how dreadful honey. I cant believe the way some people are. Thank heavens the children have tyour support and interest being looked after.
I wish I could offer advice bit wouldnt know where to start. Can social services help with anything for the childrens support, surely they must be entitled to claim something ?

I really hope it all settles for you all soon and is sorted out quickly.
We are always here for a natter if you need one.

Ang xx
Please visit my blog at http://aguise.blogs.iva.co.uk/
 
 

kieser

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Post by kieser » Wed Jul 09, 2008 6:21 pm
Yes,social services are involved & they are chasing up various benefits,but as we all know when they want money from us they are on the phone but other way around its a different matter.Tax credit & housing benefit etc cannot do anything until we have a child benefit number for the youngest & they are the ones whom lost the forms.God only knows what would have happened to the kds if they hadnt any family like us to help them.
 
 

Skippy

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Post by Skippy » Wed Jul 09, 2008 8:45 pm
I'm so sorry that you're having such a terrible time and I really hope that you get things sorted out soon. When my dad died my mum had to go through probate and it took ages at a time when you just want to get things sorted out. Good luck x
 
 

Soulgrowth

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Post by Soulgrowth » Wed Jul 09, 2008 8:49 pm
What an awful time for you ... hang on in there as you are doing a terrific job ...

Debbie
Debbie
 
 

angela18

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Post by angela18 » Wed Jul 09, 2008 8:55 pm
you poor thing.. and them poor kids.. hope it all works out better sooner rather than later..

i haven't a will and I know my daughters father would crawl from under his rock if anything happened to me (will make a will this year)

them kids are so lucky to have you to watch out for them x
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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