nightmares

[dorset70]

I can sympathise with the nightmares, getting them myself, the icing on the cake was one I had the other night which involved my first ex-husband and he was wearing a white shell suit with logos all over it with the name of my ip company and he kept knocking at my front door!!!!! NIGHTMARE!!

[lily]

I cannot say that I am sleeping too much right now, around 5 hours in 4 nights but when I do my nightmare is that I am tiny, I mean really tiny like and insect and I keep shouting up at all the big people who are going to tread on me, but they dont hear however much I try to communicate or however loud I shout. Hang on, ... maybe thats the reality, sure as hell feels like it.

lily

[Kiska]

i get dreams like that, when i'm scared or really really worried i'm always the tiny person and everything is always far far bigger than me. but then i do dream weird things. i've also started talking in my sleep which is not good especially when i say some really nasty things.

oops.......

[lily]

wow, thats wierd cos I am always really small and I shout in my dreams so loud I wake myself up but noone can hear me in my dream. I am really, really worried right now too and I dont sleep hardly at all, its so annoying to be woken up by a dream when your so knackered, right??

lily

[tracy.h]

i dont tend to dream i just wake up at 1.47 on the dot every night then lay ther tossing all the worries i have round and round in my head,then go down stairs have a cup of tea its driving me mad you could use my bags to take your luggage on a 2 week holiday,and i can't afford any decent cream or foundation to cover them up,oh well as they say life goes on.

Tracy

[Oliver]

Have any of you tried Valerian Root?!! It is a natural root which can be bought in tea form from health shops and supposedly helps you get to relax and have a restful nights sleep. Worth a try?!!

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[Kiska]

i sometimes dream so real i wake up and think everything is ok then reality hits me and i worry all over again.

poor john he never knows if i'm asleep or net especially when i shout out i want simon to do it?????? who on earth is simon???????????

[lily]

Will try that Oliver thank you.

lily

[Oliver]

You're more than welcome Lily, hope it works out for you.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[jackofdiamonds]

take it easy and remember that the debtors want to recuperate some money from you and an iva is the best way for this as bankrupcy is expensive and can mean that the debtors get no return. of course, it depends on your situation and on any assets that you may have that. make a good offer that you can stick to and if you have a good debt management firm processing this for you, it should go well. be positive and best of luck

[scaredkez]

jackofdiamonds what are you on, BR is expensive for who? do you really understand about BR?
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[Skippy]

I agree with Kerri. Bankruptcy should never be ruled out as it is the only solution for some people. A lot of people on here have tried everything else and BR is the only way forward for them.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Soulgrowth]

As I understand it bankruptcy is expensive for the CREDITORS as they lose a lot more than they would have gained via a DMP or IVA, that's where the incentive for them lies to vote FOR it ... I suspect that is what Jackofdiamonds meant?

Debbie

www.babynamings.co.uk

www.soulgrowth.co.uk

[Adam Davies]

Hi
I agree,I think J.O.D was referring to bankruptcy being expensive in terms of professional fees and less returned to creditors.
regards


Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[lily]

It also costs thousands of pounds for a creditor to make a debtor BR.

lily