'Not all that it seems' has evolved into sport!

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GeneralMutton12

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Post by GeneralMutton12 » Fri Oct 19, 2007 1:08 pm
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Sadsack

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Post by Sadsack » Fri Oct 19, 2007 1:10 pm
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You are a credit risk!!

You over extended youself with credit!!!

You could not pay your loans/creditcards etc!!!!

You entered into an IVA to solve the problem!!

Why would anyone lend you more money without asking for a deposit!!!???

Oh! But hang on a moment! You have someone to bail you out - 2 1/2 years earlier than most others!!!

Don't be so greedy!!

Rant over!



Ho Hum! Think I'll bang my drum!

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http://sadsack.blogs.iva.co.uk/
Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
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GeneralMutton12

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Post by GeneralMutton12 » Fri Oct 19, 2007 1:11 pm
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Sadsack

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Post by Sadsack » Fri Oct 19, 2007 1:17 pm
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Quite frankly, the likes of you make me extremely angry.

Now go away and find another forum to rant on.


Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
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douglass

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Post by douglass » Fri Oct 19, 2007 1:18 pm
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Admin - HELP! - I think the above thread is unacceptable. D.
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douglass

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Post by douglass » Fri Oct 19, 2007 1:20 pm
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Admin - I mean GeneralMutton12's message - not Sadsack (Sorry Sue!). D.
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bagpuss

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Post by bagpuss » Fri Oct 19, 2007 1:20 pm
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not bitter...realistic, honest and maybe the truth hurts.

And forgive me please but you sound very flippant !!



Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
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Sadsack

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Post by Sadsack » Fri Oct 19, 2007 1:20 pm
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Yes please Admin - enough is enough.

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
Ho Hum! Think I'll bang my drum!

Read My Blog
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smr

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Post by smr » Fri Oct 19, 2007 1:23 pm
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GeneralMutton12

Why don't you use some or all of the money your relative is giving you to settle for the deposit - if you are settling 2.5 yrs early it must be a sizeable amount.

Anyone - am I right in thinking that you can get a mortgage (albeit a sepcialist one) when in an IVA?

Sounds to me though, you are the one who is bitter about your friend who has come out of his bankrupcy. Also, sounds like you want your cake and eat it - settle IVA, buy new house etc. Some on this forum don't even have that option. I am afraid I agree with Sadsack !
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douglass

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Post by douglass » Fri Oct 19, 2007 1:24 pm
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Sue, Hi - sorry - I meant for Admin to intervene with GeneralMutton12 - not your message! Sorry for any confusion. I hope you are doing okay today. D.
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R1chard

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Post by R1chard » Fri Oct 19, 2007 1:25 pm
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yes you can get a mortgage while in an iva but you will need a 10% deposit and normally at a higher intrest rate with a special lender

im sure one of the others will have the real facts.

58 PAYMENTS TO GO..
lots of payments to go.
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Sadsack

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Post by Sadsack » Fri Oct 19, 2007 1:25 pm
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No confusion douglass!!! I agreed with you for admin to stop this but I am getting going here!!!

Just let me have one more bash!!!

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
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admin

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Post by admin » Fri Oct 19, 2007 1:26 pm
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There will be no tolerance of abusive comments directed personally at other forum members. This thread will be locked and/or removed if these comments continue.
Admin

Posting Guidelines:
Industry Experts
-Must have appropriate licenses
-Advice is transparent and clear
-No solicitation (web link in signature is ok)

Forum Experts
-Give advice based on personal experience
-Are impartial and transparent
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Sadsack

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Post by Sadsack » Fri Oct 19, 2007 1:28 pm
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smr, you can get a mortgage whilst in an IVA but it will have to be with the permission of your IP. There are lenders out there who will help you, check on the sites that regularly post on here.

You will possibly not get a high street lender, more than likely one from the sub-prime market and the interest rate will be higher.

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/
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douglass

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Post by douglass » Fri Oct 19, 2007 1:31 pm
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Well said Sue! Admin - thank you very much! D.
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