Not fretting anymore - APPROVED!!

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Til

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Post by Til » Thu Aug 07, 2008 1:51 pm
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Just got off phone from IP and our IVA has been APPROVED!

Wow - I am tearful and happy and releived and feel like we have been given second chance to make a better future for our daughter [:D]

So happy!

NR wanted an extra year adding on so we've got 72 payments instead of 60 but I don't care - it just feels so great to know that whislt it will be tough we now have a plan in place and are on our way to being debt free.

Thanks to all of you on here who in the last few days have really helped me feel like even if todays answer had been No we would have got through it. This is an amazing place and I have already recommended it to a friend who is in similar situation. I will post my voting on here as soon as I get the report too in case it helps anyone else...

Wooooooo hooooo!!!!!!! [:D] [:D] [:D]
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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tori

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Post by tori » Thu Aug 07, 2008 2:05 pm
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[:D]fantastic news til im so pleased for you.it must be a relief.congratulations ! now you can look to the future and concentrate on you and your family.good luck to you.xx[:D]
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
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natasha.j

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Post by natasha.j » Thu Aug 07, 2008 2:13 pm
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well done i am pleased for you
just hope i will be as happy when my meeting comes this afternoon
well done
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natasha.j

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Post by natasha.j » Thu Aug 07, 2008 2:15 pm
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could i just ask how much you were offering in the pound as northern rock are our biggest creditors too
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Til

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Post by Til » Thu Aug 07, 2008 2:17 pm
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Thanks tori [:-D] it feels great!
Thanks Natasha too and I am sure you will get great news this aft - I will be sending you every good luck wish I can xx
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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Til

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Post by Til » Thu Aug 07, 2008 2:18 pm
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oops our posts must have crosse Natasha! Sorry...

Yes we were only offering 22p in the pound had it been 60 months so that is why they asked for extra year - hoping this was lower than your offer so it bodes well for you?
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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plasticdaft

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Post by plasticdaft » Thu Aug 07, 2008 2:20 pm
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Oh well done you and carry on being excited,tearful,etc etc coz all the emotions really do come out on approval day!!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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moretolife

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Post by moretolife » Thu Aug 07, 2008 2:47 pm
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well thats good news for today well dont til and enjoy the relief....sun is shining and all is well...
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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flow13

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Post by flow13 » Thu Aug 07, 2008 2:49 pm
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Well done. Thats great. i am so pleased for you.
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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chris.g

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Post by chris.g » Thu Aug 07, 2008 3:34 pm
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[:D][:D][:D] That's fantastic Til[:D][:D][:D]
You must be so relieved, you'll still not be able to sleep tonight 'cos you'll be so excited still...lol [:)]
Last edited by chris.g on Thu Aug 07, 2008 3:34 pm, edited 1 time in total.
It's nice to be back......
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flow13

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Post by flow13 » Thu Aug 07, 2008 3:50 pm
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You should get a cheap bottle of plonk, sit and chill.
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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Soulgrowth

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Post by Soulgrowth » Thu Aug 07, 2008 4:16 pm
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Congratulations Til ... brilliant news

Here's to a debt free future.

Debbie
Debbie
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Viki.W

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Post by Viki.W » Thu Aug 07, 2008 5:24 pm
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Woo Hoo! Fantastic news Til. Have a great night celebrating. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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facingittogether

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Post by facingittogether » Thu Aug 07, 2008 6:53 pm
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thats brill news til!

i am so pleased for you, you can relax now! [:D][:D][:D]

love barb x
12 down - 60 to go! woo hoo!
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Til

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Post by Til » Thu Aug 07, 2008 6:59 pm
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Aw thanks so much everyone! I am sooooo relieved! Yeah SkintSabins a bottle will defo be opened!!!

I'm so glad I found this forum though as no doubt the next 72 months will be tough from time to time but the support on here even for a newby like me is amazing - thanks so much :-) xx
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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