Not so sure this is a question ... more of a feel good factor

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Biscuits

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Post by Biscuits » Thu Jul 26, 2012 10:08 pm
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Not so sure this is a question ... more of a feel good factor... at the end of every month we have no money ... but nor have we built up any more debt. Makes me feel good. :)
*** Don't look back, you're not going that way ***

IVA Completed 27-11-2013
CC Dated 07-08-14
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plasticdaft

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Post by plasticdaft » Thu Jul 26, 2012 11:42 pm
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Any positive balance is good,whether its 2p or £20!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kazzafunk

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Post by kazzafunk » Fri Jul 27, 2012 12:26 am
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I agree - it's lovely not to see any disastrous balances on the bank statements!

And my Vanquis card arrived today - direct debit set up to repay the full amount each month so I don't have to pay the 39% interest!!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Shining

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Post by Shining » Fri Jul 27, 2012 9:01 am
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Great post with a great attitude!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Gina.gu

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Post by Gina.gu » Fri Jul 27, 2012 10:23 am
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Its a good feeling when no one is chasing you and you have no debt but your iva. Nice post :)
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Pennyless

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Post by Pennyless » Fri Jul 27, 2012 10:42 am
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Very true Biscuits.....I also find theres far too much month left at the end of the money lol but cheers you up when you know your on the road to being debt free.
I came into this world with nothing and still have most of it left!
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Biscuits

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Post by Biscuits » Fri Jul 27, 2012 5:07 pm
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My hubby often says "Can we afford it" well if we couldn't we wouldn't be doing it - Not now anyway. [:)]
We have each other to love and help each other through these dark (ish) days and that costs nothing.
But still would rather have £20 left at the end of the month rather than 9p as it was one month lol
*** Don't look back, you're not going that way ***

IVA Completed 27-11-2013
CC Dated 07-08-14
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tracey73

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Post by tracey73 » Fri Jul 27, 2012 5:24 pm
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Hi, Ive just made 2nd payment into my IVA and last month was the 1st time for as long as I can remember that I still had some money left in my account when my next lot of wages went in, was a lovely feeling knowing everything I have bought over the month was paid for with my own hard earned money, and not credit or overdraft x
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