The problem with HMR&C is that those with the experience to deal with problems have all been made redundant in the cuts, leaving those who know little more than to punch numbers into a computer system that is not fit for purpose, and who understand the gobbledy-gook that spews out as much as you and I !!!
The staff who try to work with the system have been warning the government for years that it is all going belly up, but are not listened to.
None of this helps us, but we have to live with it. I have just spent weeks trying to send them back £450 they claim we had overpaid in tax, which I knew we hadn't and getting them to agree that they had charged us twice for the following tax year. It takes perseverance and the patience of Job, but we got there in the end, despite letters to-ing and fro-ing from three seperate departments!!
Oh for the days when you just walked into a tax office down in town and they sat with you and sorted it all out there and then !!!!!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014