Off the register

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luluj Forum Expert: Posts: 11333; Joined: Sun Dec 09, 2007 6:54 am; Location: United Kingdom

by luluj » Mon Dec 12, 2011 5:07 am

It is nice to know you are no longer on the register - now you can get to work on ensuring your credit files are correct !

Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

TheMatrix: Posts: 2171; Joined: Sat Mar 17, 2007 8:32 pm; Location: United Kingdom

by TheMatrix » Tue Dec 27, 2011 8:44 am

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by tonyranks

BEING OF THE REGISTER DOESNT MEAN BEING OF THE CREIDT FILE DOES IT??, SO WHAT DIFFERENCE IS IT COMING OF THE REGISTER SOMEONE PLEASE EXPLAIN, BUT I AM NOT COMPLAINING THOUGH, COMING OFF A REGISTER CAN NEVER BE A BAD THING

As well as it no longer being public, the insolvency service will mark your credit file as IVA Completed. Then the IVA will come off your credit file after the 6 year mark.

Without the IVA marked as completed, it could remain on your credit file for longer than 6 years.

We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.

herbekj: Posts: 553; Joined: Mon Aug 17, 2009 4:09 pm; Location: United Kingdom

by herbekj » Tue Dec 27, 2011 2:10 pm

Well done, I was over the moon when I got my cert before christmas and then when i found i was off that damn register a week or 2 later I was ecstatic.

Congrats again, a bright future is in front of you.

Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.