Hi
I think that it is worth remembering that whilst we need the advice and guidance of professional experts such as David and Melanie, we also need, just as much, an input from people that are deemed experts because of their personal experience of dealing with debt first hand.Dealing with debt is not just about the technical, text book stuff, the real battle is being able to deal with the emotions that being in debt can bring. Having the support from people that have expeienced those emotions first hand, such as VikiW, is quite simply priceless.
Regards
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
great point Andy - thats the beauty of this forum, expert advice from those who have qualifications in this field along with advice from those with first hand experience.
I endorse this 100% - there is nothing better than practical advice from someone who has been through the mill. Both academic and non-academic advice is always welcomed and is a source of help not only to persons in debt but to the professional experts as well - and long may it continue.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Hi thankyou everyone for your help and guidance and mostly to you guys who know what Im really going through. David Mond thankyou for offering your services but as you can read I have had, what I feel , the best advice from Viki who I must say exceptional not only in knowledge of the 'system' from her job now but also from her personal experience which most of this forum know of her. Im sorry David but am confused now as to why you are part of this forum? Im new and Im sure you guys will give me the all the info on David and his help.Sorry like I said Im new xx
David is an Insolvency Practioner and posts as a forum expert. He is one of the professional experts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Ok I sort of see. Just little confused that he did not know Viki. Sorry but I hope she doesn't mind me saying that she is not known to us newbods when search of the usual 'debt' and possible 'oh ****! how much are my kidneys worth!' but she is very good. This evening I almost feel calm and I can only credit Viki for that
Hey Lisa, we're all here for you, remember that, please keep posting and pop over to the friend's forum too, we try to give each other mony saving tips and have a giggle when we can. [:)] X
(thanks for your kind words too)
Last edited by Viki.W on Sat Jan 03, 2009 9:31 pm, edited 1 time in total.
David does know who she is, I think he had just forgotten. There are an awful lot of us who post on here!
I am glad Viki was able to help you, I am sure she will appreciate your kind comments.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
