Thanks all
It went well, OR was very pleasant, again non judgemental, was thankful for that.
No IPA ...... although I made notes I cant now decifer them [:I] I am not sure how he came to the final figure?, he disallowed somethings and allowed a bit more for others, but with only £90 surplus income he said that they would not apply an IPA. And to confirm to those who may be in the same boat, or approaching it, he did state that child benefit and working tax credit would not be counted towards income.
Can keep the car, thinks the valuation is ok 2.5K and said even if it was a bit more he didnt think it would be a problem.
Thought i might not get away with £52 pounds for telephone/moby/internet, but didnt question it or ask who my suppliers were.
Another thing that may be of interest, he advised that he will send me a letter regarding the property and the options on the BI, however if I have someone to buy the BI then they will keep in house and only pass to an IP/trustee if I dont have anyone to buy it.
So feel ok, still not sure what will happen with the house, but will wait and see what the OR sets the BI at.
He covered BRO's and although dependant on the outcome of their investigation, he doubted very much this would apply to me, and explained the chances of early discharge in 6-8 months.
If anyone has any questions please ask away.
And thanks agin for the support.
Pippa
Last edited by
pippa on Tue Aug 28, 2007 12:05 pm, edited 1 time in total.
