overtime & the odd bonus. (if im lucky)

[nkershaw]

hi all. still thinking on what to do. i think i will be filling in the on line form tonight for mellanie's team. but before i do. does overtime come into the iva as this isnt a gurantee on wage & also bonus can be few & far between & only £100 less tax but do these get taken into account.
i am also getting a little nervous now.
my wife has a joint account also with her x but he hasnt used it for at least 8 years & will not detatch himself from it. she has an overdraft of which cant pay back. will they chase him for the overdraft payment?

[kallis3]

Hi,

Overtime is not included as such. What usually happens is that you keep the first 10% over and above your normal take home pay and then pay across 50% of the rest.

Your wife's ex will be chased for the overdraft if your wife is doing an IVA as well.

[kallis3]

Nathan I've deleted your other topic as it was more or less a duplicate of this one.

Just in case you wondered where it had gone.

[nkershaw]

thankyou kallis3.