page for newcomers entering an iva

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indebtforever

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Post by indebtforever » Wed Aug 13, 2008 9:39 am
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we seem to be getting a lot of people starting their iva`s that are struggling at the very start i would welcome a page for advice were they can go to and make sure they havent missed anything from their I+E forms as this is one of the biggest things about an iva.

for one their present mortgage arrangments like fixed etc coming to an end this can have a big impact..
Last edited by indebtforever on Wed Aug 13, 2008 6:41 pm, edited 1 time in total.
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admin

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Post by admin » Wed Aug 13, 2008 10:33 am
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Hi indebtforever and many thanks for a really good idea [:)]
We'll put our thinking caps on [:D]
cheers admin
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moretolife

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Post by moretolife » Wed Aug 13, 2008 1:10 pm
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i think this would be a great idea...we didnt know what to put on our I and E...ended up missing the dog insurance and the house insurances.and never thought about haircuts or stuff like that....
there is a full and complete list on the moneyexpert website...but a lot wouldnt be allowed for in IVA....

but yeah a beginners guide to entering an IVA would be a great help
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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angelrainbow

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Post by angelrainbow » Wed Aug 13, 2008 1:47 pm
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Sounds a good idea..My IP were great with the I&E though and came up with loads of things I would never have thought of such as hairdressing(we even have an allowance for hobbies each, too!)
Completion Certificate received September 2012.
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Adam Davies

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Post by Adam Davies » Wed Aug 13, 2008 7:11 pm
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Hi
Yes a great idea and one that I will follow up
Regards
Andam Davies
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MelanieGiles

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Post by MelanieGiles » Thu Aug 14, 2008 11:02 pm
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Most reputable IPs ought to go through this completely with their clients, and Admin I am happy to share my expenditure matrix if this would help other forum posters. It is pretty conclusive - but of course should only be used as a guide as each case is different.
Regards, Melanie Giles, Insolvency Practitioner
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