My first review isn't until December, but as my pay has been frozen for 2 years whilst the cost of living goes up (e.g. monthly fuel bill doubled due to replacing old gas fire with electric heater last autumn), is there any chance that my payment could go down or will it stay the same?
You will need to sort this with your IP. It is possible for the payments to reduce and your IP can do it by up to 15% anything else would have to go to your creditors for agreement.
I think a lot of us are going to be in the same position.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
If you are struggling now, don't wait until the annual review! Contact your IP now and send them an updated statement of income and expediture, so they can see whether a reduction in your payments is warranted now - either by their own discretion or with the agreement of your creditors.
