paying before iva aproved

36 posts Page 1 of 3
Post Reply
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 8:58 pm
Quote
Hi all,
First posting-got a creditors meeting on Wednesday-I was just wondering how many started paying before your meeting, is this usual? I will be glad when it's Thursday-worried silly.
Top
 
 

Viki.W

User avatar
Posts: 5647
Joined: Fri Feb 15, 2008 7:34 pm
Location: United Kingdom
Post by Viki.W » Mon Aug 25, 2008 9:01 pm
Quote
Hey lendusaquid, welcome to the forum. Good luck for Wednesday, I'll have my fingers crossed for you. It's normal to give your first months payment to your IP before your meeting to show your commitment. How much have you given? X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Aug 25, 2008 9:03 pm
Quote
Good luck from me too lendusaquid.

Some people pay up front, some don't. It's down to each individual IP.

Let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:04 pm
Quote
I have made four payments of £643
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:05 pm
Quote
Thanks for the kind thoughts-its given me sleepless nights and grey hairs-dreading a failure.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Aug 25, 2008 9:05 pm
Quote
Who are you doing your IVA with? That seems a lot of payments to have made before your creditors meeting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Piston Broke

User avatar
Posts: 72
Joined: Mon Aug 18, 2008 7:33 am
Location:
Post by Piston Broke » Mon Aug 25, 2008 9:07 pm
Quote
I've made two payments to Thomas Charles, but I think its cos they are an intermediary, which I didn't realise until about a week ago. I have paid them around £1,200 which they keep for 'their efforts' - I think I wasted this money as I could have gone direct to an IP had I known and I dont think it would have cost me anything - rubbish eh?
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Aug 25, 2008 9:10 pm
Quote
This is the problem with a lot of us. By the time we find this forum we have either sorted an IVA, or are well on the way because we were desperate at the time.

Hindsight is a wonderful thing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:12 pm
Quote
a company called Synergie in Chesterfield
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Aug 25, 2008 9:17 pm
Quote
I'm not sure if they are just an intermediary firm (could be wrong though).

That would explain why you have made all these payments up front.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:20 pm
Quote
I found them Via the internet (google) debt Company-it's their legal wing.Just hope this stands me in good stead. Got a couple of awkward creditors-Mbna and Northern rock.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Aug 25, 2008 9:22 pm
Quote
What proportion of your debt do these hold? MBNA in particular have been awkward recently.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:24 pm
Quote
northern rock 40% approx
mbna 18%
Top
 
 

freelili

User avatar
Posts: 3474
Joined: Mon Oct 02, 2006 2:55 am
Location: United Kingdom
Post by freelili » Mon Aug 25, 2008 9:48 pm
Quote
Hi Lend us

Just wanted to say, how many months have you been paying to synergi???

How strong are you feeling right now??
LILY

http://freelili.blogs.iva.co.uk

I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior.
Top
 
 

lendusaquid

User avatar
Posts: 28
Joined: Mon Aug 25, 2008 8:49 pm
Location: United Kingdom
Post by lendusaquid » Mon Aug 25, 2008 9:49 pm
Quote
four months and why?
Top
Post Reply
36 posts Page 1 of 3
Return to “thinking of making your first post ?”